Real Estate Trust
Real Estate Trust
- Base rate
- 3.91%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Rate available to existing customers. · Rate available for new accounts. · Rate available to new customers. | 3.91% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Referral Fee Where an account has insufficient available funds to cover a direct debit transaction, and the transaction is honoured by BCU Bank. | Event | $0.00 |
| Dishonour Fee Where a direct debit is dishonoured due to insufficient funds. | Dishonour | $0.00 |
| Overdrawn Account Management Fee A fee applied in relation to any month where we allow the approved credit limit on your account to be exceeded by more than $50 or, if your account does not have an approved credit limit, if we allow you to overdraw your account by more than $50. | Event | $10.00 |
| Foreign Cheque Deposit <$25,000 Fee $10 fee for foreign cheque deposits up to $25,000 AUD. Eligible members can deposit foreign cheques in branch. | Deposit | $10.00 |
| Foreign Cheque Deposit $25,000+ Fee $60 fee for foreign cheque deposits of $25,000 AUD or more. Eligible members can deposit foreign cheques in branch. | Deposit | $60.00 |
Features
- Digital banking
- Transfer or make payments using our mobile app or internet banking. Payments made with PayID or using Osko are received in near real-time.
- Real-time payments (NPP)
- Transfer or make payments using our mobile app or internet banking. Payments made with PayID or using Osko are received in near real-time.
- PayID
- Use your phone or email address as your PayID to securely send payments to and from banks almost instantly.
- Eligible members can deposit foreign cheques in branch. $10 fee for foreign cheque deposits up to $25,000 AUD and $60 fee for foreign cheque deposits over $25,000 AUD. Please contact us on 1300 228 228 or visit your nearest branch for more information.
Eligibility
- Business customersThe Real Estate Trust account is only available to business members who are New South Wales real estate agents licensed under the Property and Stock Agents Act 2002 (NSW). Please contact us on 1300 228 228 for more information.
- You must be or become a BCU Bank member
Constraints
- Maximum balance — $5,000,000.00Maximum balance is $5,000,000
More Information
Published by BCU Bank under the Consumer Data Right · Last updated 13 June 2026 · Product ID 155 · View on CDR.gov.au