Bendigo Bank

This easy to use transaction account is for customers with an eligible Commonwealth Government concession card. Designed for everyday banking with free e-banking transactions, 24 hour ATM and EFTPOS access via your choice of card.

Businesses requiring frequent transactions

Businesses requiring less frequent transactions.

A simple account offering internet banking, phone banking and card access for everyday banking.

This clever transaction account is designed to help you earn while you learn. It's available to full time students, apprentices and trainees.

A transaction account designed to make life easier for retirees and pensioners.

Earn an attractive interest rate no matter how much you save or how much you transact.

An interest earning at-call deposit account which is sold to new or existing customers via a custodian or advisor. Account access is available via Debit Mastercard or online banking.

A savings account that helps you save for your goals - with a Bonus Rate to get you there faster.

Farm Management Deposit (FMD) is an important cash flow management tool that enables individuals carrying on a primary production business in Australia (primary producers) to set aside pre-tax income from their profitable years and earn interest on it – so the money’s available when they most need it.

This account offers a single interest rate on the entire balance of the account, and includes free e-banking transactions.

Designed for kids under 12. Fun and rewarding way to introduce them to saving.

An everyday account denominated in a foreign currency

A Farm Management Deposit (FMD) is an important cash flow management tool that enables individuals carrying on a primary production business in Australia (primary producers) to set aside pre-tax income from their profitable years and earn interest on it – so the money’s available when they most need it.

A Bendigo Gold Term Deposit Account is a deposit account that allows a retail client to deposit $2,000 or more into it for a 12 month investment period with interest payable every 3 months at an agreed rate. Funds can be reinvested or withdrawn, however any withdrawal greater than 25% of the value of the initial deposit requires the client to provide notice. Funds released early may attract a reduced interest rate.

Bendigo Bank’s range of term deposits offer great rates so you can watch your money grow. At maturity, reinvest, add extra or withdraw all/part of your investment from any Bendigo Branch.

A deposit account for an agreed sum of money denominated in a foreign currency for a fixed term to receive a fixed return.

A term deposit offered exclusively through accredited Financial Planners and Custodians, with each partner offering individual pricing.

Where a customer is purchasing a residential investment loan and they are a non-trading corporate entity or a trust with a corporate trustee, the NIRIL might be the product for them, provided that they fit the criteria.

Australian Government 5% Deposit Scheme - First Home Buyers mirrors the Bendigo Complete Home Loan offering a 100% offset account on both variable and fixed rates - allowing you to save interest. * Check Eligibility Criteria for Scheme Loans

A Bridging home loan offers you an easy way to purchase a new home before you sell your existing home.

The Bendigo Express is an online home loan which enables a customer to apply and be approved for a home loan re-finance digitally. The application form will be hosted by our partner Tiimely.

For customers who want flexibility to pay down their loan sooner and access additional features such as up to 6 offset accounts.

For customers who want flexibility to pay down their loan sooner and access additional features such as up to 6 offset accounts.

For customers looking for a simple, no frills home loan with low upfront fees and no ongoing fees (MSF).

The Bendigo Complete Home Loan offers a 100% offset account on both variable and fixed rates - allowing you to save interest

Australian Government 5% Deposit Scheme - Single Parents mirrors the Bendigo Complete Home Loan offering a 100% offset account on both variable and fixed rates - allowing you to save interest. * Check Eligibility Criteria for Scheme Loans

With one of the lowest annual fees in the market, and a competitive interest rate, make every day purchases using your Qantas Platinum Credit Card and watch your points soar. Plus, you will also receive up to 55 days interest fee on purchase.

Qantas Business Credit Card

With one of the lowest annual fees in the market, and a range of insurances, the Qantas Business Credit Card will help your points soar. You will also receive up to 55 days interest free on purchases.

Platinum Rewards Credit Card lets you earn points as you shop, which you can redeem online for a huge range of goods and services. With a range of added insurances, purchase protections, plus access to Mastercard Priceless Cities exclusive experiences and special offers, it's the only card you'll need. Plus you'll receive up to 55 days interest free on purchases.

Bendigo Ready Credit Card lets you enjoy a $0 annual fee - this year and beyond. Also, save with $0 international transaction fees, a range of added insurances, purchase protections, plus access to Mastercard Priceless Cities exclusive experiences and special offers - it's the only card you'll need. Plus you'll receive up to 55 days interest free on purchases.

All the security and convenience you’d expect, a low annual fee and one of the lowest interest rates around make our Bendigo Bright Credit Card the ideal card for your every day purchases. You will also receive up to 55 days interest free on purchases.

Business Credit Card

As a business owner, keeping track of expenses is important and can be time consuming. Get visibility of your expenses and stay in control with the Business Credit Card. You will also receive up to 44 days interest free on purchases.

A personal loan for a number of purposes not requiring security to be offered

Students looking at financing their study, buy new textbooks or tools or pay for a hard-earned holiday. Designed for Students, Apprentices and trainees*.

Perfect for higher education students and apprentices looking to buy a new or used car, or refinance an existing one.

A competitive secured personal loan for car, boat or motorcycle.

This loan rewards you for your environmentally friendly purchases.

A personal loan for a number of purposes not requiring security to be offered. Ideal for solar hot water, grey water treatment systems or energy saving white goods.

The Bendigo Market Rate Loan gives you the ability to switch easily between principal and interest, or interest only.

Your choice of a fixed interest rate or a variable interest rate, with customised repayments to suit you and your business.

You own the asset and purchase it with a loan, using the equipment as security. Usually no deposit is required. As you own the asset, you may be entitled to claim GST input tax credits, depreciation and interest expenses. Flexible and tailored repayment structures depending on your cash flow needs. A balloon payment may be included at the end of the term depending on the asset age and type.

Commercial Term Loan requiring first mortgage security. Borrowers can choose from Interest Only, Principal and Interest, with variable and fixed rate options.

A facility that provides customers and suppliers the security of a guaranteed payment

An overdraft facility combined with a transaction account

We purchase and own the asset and lease it to you for an agreed period. You may make an offer to purchase the asset at the end of the term. 100% finance of the purchase price (deposits not permitted). We own the asset and normally the entire rental payment is tax deductable for you. Flexible and tailored repayment structures depending on your cash flow needs. A mandatory residual at the end of the term means you will benefit from lower rental instalments.

Businesses that receive money on behalf of their clients and are required by law to hold this money in trust.

Businesses that receive money on behalf of their clients and are required by law to hold this money in trust

Licensed Victorian Conveyancers to hold their clients' trust monies.

Head contractors working on projects with a value of at least $20m in NSW and are required by law to hold retention money in trust.