Bendigo Express Home Loan
Home LoansData Sharing Status
The Bendigo Express is an online home loan which enables a customer to apply and be approved for a home loan re-finance digitally. The application form will be hosted by our partner Tiimely.
- From (owner occupied)
- 5.89%
- 6.02% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 5.89% | 6.02% | — |
| Fixed · 1 year | 6.39% | 6.07% | — |
| Fixed · 3 years | 6.39% | 6.16% | — |
| Fixed · 2 years | 6.44% | 6.13% | — |
| Fixed · 4 years | 6.44% | 6.22% | — |
| Fixed · 5 years | 6.44% | 6.26% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Fee Charged monthly | Ongoing | $10.00 |
| Discharge Administration Fee | Exit | $350.00 |
| Establishment Fee Application Fee $0 | Upfront | $0.00 |
| Variation Fee - Simple | Event | $150.00 |
| Variation Fee - Complex | Event | $300.00 |
| Guarantee Administration Fee | Upfront | $250.00 |
| Rate Variation Fee (to renegotiate Rate) | Event | $100.00 |
| Repayment Recalculation Fee | Event | $50.00 |
| Interest Prepayment Fee |
Features
- Redraw facility
- Online redraw available
- Weekly, fortnightly or monthly repayments
- Offset account
- Up to six offset accounts can be connected to the product
- Extra repayments
- Unlimited additional repayments if variable, otherwise 20% of loan balance when fixed
Eligibility
- Minimum age — 18 years
- Credit and Lending Criteria, Fees and Charges Apply
- Minimum loan amount $10,000. Maximum loan amount $1.5m
- Refinance Only
- Owner-Occupied and Principal and Interest Only
Constraints
- Minimum limit — $10,000.00
- Maximum LVR — 80%
- Maximum limit — $1,500,000.00
More Information
Published by Bendigo Bank under the Consumer Data Right · Last updated 30 June 2026 · Product ID 01fec5c4-a888-4330-a8cc-4a0a0ac931b5 · View on CDR.gov.au