Qantas Business Credit Card
With one of the lowest annual fees in the market, and a range of insurances, the Qantas Business Credit Card will help your points soar. You will also receive up to 55 days interest free on purchases.
- Purchase rate
- 19.99%
- Annual fee
- $89.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase | 19.99% | — | — |
| Cash advance | 21.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Late Payment Fee Payable each time you fail to pay your Minimum Repayment as stated on a statement of account by its due date. | Late payment | $15.00 |
| International Transaction Fee An International Transaction Fee of 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, payment processor, financial institution or other entity (including an online merchant) who is outside of Australia. | Transaction | 3% of transaction |
| Cash Advance Fee $3.00 or 3% of Transaction amount, whichever is greater.Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash. | Transaction | 3% of transaction |
| International ATM Withdrawal Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown. If using your credit card interest will be charged from the day the withdrawal is completed. | Transaction | $5.00 |
| International ATM Inquiry Payable whenever you make a facility inquiry outside of Australia at a non-Bendigo Bank ATM. |
Features
- Digital wallet — With Bendigo Bank you can turn your phone or smart watch into your wallet.
- Additional cards — up to 99
- $89 p.a. per card
- Loyalty program — Earn 0.6 Qantas points for every $1 spent on everyday business spend;Earn 0.3 Qantas Points for every $1 spent on eligible utilities and government transactions;Earn 1.6 Qantas Points for every $1 spent on selected Qantas products and services. (T&Cs Apply)
- A business must be a Qantas Business Rewards member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for Bendigo Bank customers upon approval of a new Qantas Business Credit Card facility. Membership and Qantas Points are subject to the Bendigo Business Credit Card Terms.
- Insurance included — Extended Warranty
- Extended warranty on purchases made with your credit card for up to 1 year after the original manufacturer's warranty ends
- Insurance included — Purchase Protection
- 90 day purchase protection on stolen or accidentally damaged purchases when the total cost of the purchase is charged to your credit card
Eligibility
- Business customers
Constraints
- Minimum limit — $500.00
- Maximum limit — $50,000.00
More Information
Published by Bendigo Bank under the Consumer Data Right · Last updated 15 July 2026 · Product ID 05bc94b5-8ce3-4c8d-9843-678b9de0e2ae · View on CDR.gov.au