---
title: "Bendigo Easy Retirement Account — Bendigo Bank"
description: "Transaction & Savings Accounts from Bendigo Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bendigo-bank/products/127b2ef2-a72c-4d51-bb46-cafe5f9bef42
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-27T01:59:14.055Z
---

# Bendigo Easy Retirement Account — Bendigo Bank

> Transaction & Savings Accounts from Bendigo Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

A transaction account designed to make life easier for retirees and pensioners.

## At a glance

- **Base rate:** 2.5%

## Apply

Applications are handled by the provider: [Apply at Bendigo Bank](https://www.bendigobank.com.au/personal/transaction-accounts/easy-retirement-account/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.35% | $0 < $9,999.99 | monthly |
| Variable | 1.7% | $10,000 < $49,999.99 | monthly |
| Variable | 2.2% | $50,000 < $249,999.99 | monthly |
| Variable | 2.5% | $250000.00 plus | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Staff Assisted Transaction In Branch Fee | Transaction | $2.50 |
| Periodical Payment to Other Financial Institution | Transaction | $3.75 |
| Direct Debit Dishonour Fee — Applies when a direct debit from your account is dishonoured due to insufficient funds. | Dishonour | $10.00 |
| International Transaction Fee — 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, payment processor, financial institution or other entity (including an online merchant) who is outside of Australia. | Transaction | 3% of transaction |
| International ATM Withdrawal  — Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown. If using your credit card interest will be charged from the day the withdrawal is completed. | Transaction | $5.00 |
| Bank@Post balance enquiry — When you make balance enquiry at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card, where this facility is available. | Transaction | $0.00 |
| Bank@Post Withdrawal — When you make a withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available. | Withdrawal | $2.50 |
| Bank@Post Deposit — When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available. | Deposit | $2.50 |
| Bank Cheque Withdrawal — When you request us to provide you with a bank cheque. This fee will be charged to your account. | Transaction | $10.00 |
| EFT Credit Transfer | Transaction | $4.00 |
| Monthly Service Fee — Charged monthly | Ongoing | $0.00 |
| EFTPOS Withdrawal | Transaction | $0.00 |
| Bendigo Bank ATM Transfer | Transaction | $0.00 |
| Bendigo Bank ATM Withdrawal | Transaction | $0.00 |

## Features

- **Digital banking**
- **Real-time payments (NPP)**
- **Card access** — A card is available for the product to access funds

## Eligibility

- **Employment status** — Employment Status (Available to retirees over 55 years of age who are either a self-funded retiree or a recipient of a Centrelink aged pension of Department of Veterans’ Affairs (DVA) administered pension.)
- **Minimum age** — 55 years

## More information from Bendigo Bank

- [Overview](https://www.bendigobank.com.au/personal/transaction-accounts/easy-retirement-account/)
- [Terms & conditions](https://www.bendigobank.com.au/disclosure-documents/)
- [Eligibility](https://www.bendigobank.com.au/disclosure-documents/)
- [Fees & pricing](https://www.bendigobank.com.au/globalassets/documents/disclosures/schedule-of-fees-charges-and-transaction-account-rebates.pdf)

## Data provenance

- Published by Bendigo Bank under the Consumer Data Right
- Product ID: `127b2ef2-a72c-4d51-bb46-cafe5f9bef42`
- Last updated by the provider: 27 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bendigo-bank/127b2ef2-a72c-4d51-bb46-cafe5f9bef42
- Provider page: https://www.cdrcompare.au/brands/bendigo-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000115

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bendigo-bank/products/127b2ef2-a72c-4d51-bb46-cafe5f9bef42) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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