Bendigo Student Account
This clever transaction account is designed to help you earn while you learn. It's available to full time students, apprentices and trainees.
- Base rate
- 0.01%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | $0 < $250 | monthly |
| Variable | 0% | $250 < $2,000 | monthly |
| Variable | 0% | $2,000 < $5,000 | monthly |
| Variable | 0.01% | $5,000 plus | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Periodical Payment to Other Financial Institution | Transaction | $3.75 |
| Direct Debit Dishonour Fee Applies when a direct debit from your account is dishonoured due to insufficient funds. | Dishonour | $10.00 |
| International Transaction Fee 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, payment processor, financial institution or other entity (including an online merchant) who is outside of Australia. | Transaction | 3% of transaction |
| International ATM Withdrawal Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown. If using your credit card interest will be charged from the day the withdrawal is completed. | Transaction | $5.00 |
| Bank@Post balance enquiry When you make balance enquiry at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card, where this facility is available. | Transaction | $0.00 |
Features
- Digital banking
- Ability for existing customers to open an account in e-banking
- Real-time payments (NPP)
- Card access — A card is available for the product to access funds
Eligibility
- Students — Available to full-time students, apprentices and trainees aged 12 years and over. Once you turn 25 years of age, proof of ongoing enrolment to be provided by 14 April every year.
- Minimum age — 12 years
- Individuals only — Must be a natural person
- Residency status — Australian citizen or residentYou need to be an Australian citizen or resident
More Information
Published by Bendigo Bank under the Consumer Data Right · Last updated 9 July 2026 · Product ID 1c7fb67a-446b-4dc5-94e5-9e5f716a87bb · View on CDR.gov.au