---
title: "Bendigo Student Account — Bendigo Bank"
description: "Transaction & Savings Accounts from Bendigo Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bendigo-bank/products/1c7fb67a-446b-4dc5-94e5-9e5f716a87bb
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-27T01:58:26.293Z
---

# Bendigo Student Account — Bendigo Bank

> Transaction & Savings Accounts from Bendigo Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

This clever transaction account is designed to help you earn while you learn.  It's available to full time students, apprentices and trainees.

## At a glance

- **Base rate:** 0.01%

## Apply

Applications are handled by the provider: [Apply at Bendigo Bank](https://applynow.bendigobank.com.au/apply/#/apply/new/depositAccounts/productSelection?productCode=DDA-14-STU)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0% | $0 < $250 | monthly |
| Variable | 0% | $250 < $2,000 | monthly |
| Variable | 0% | $2,000 < $5,000 | monthly |
| Variable | 0.01% | $5,000 plus | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Periodical Payment to Other Financial Institution | Transaction | $3.75 |
| Direct Debit Dishonour Fee — Applies when a direct debit from your account is dishonoured due to insufficient funds. | Dishonour | $10.00 |
| International Transaction Fee — 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, payment processor, financial institution or other entity (including an online merchant) who is outside of Australia. | Transaction | 3% of transaction |
| International ATM Withdrawal  — Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown. If using your credit card interest will be charged from the day the withdrawal is completed. | Transaction | $5.00 |
| Bank@Post balance enquiry — When you make balance enquiry at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card, where this facility is available. | Transaction | $0.00 |
| Bank@Post Deposit — When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available. | Transaction | $2.50 |
| Bank@Post Withdrawal — When you make a Withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available. | Transaction | $2.50 |
| Staff Assisted Service Fee In Branch — All in branch Staff Assisted Services for withdrawals and transfers will incur this fee. | Transaction | $2.50 |
| Bendigo Bank ATM Transfer | Transaction | $0.00 |
| Bendigo Bank ATM Withdrawal | Transaction | $0.00 |
| Monthly Service Fee — Charged monthly | Ongoing | $0.00 |

## Features

- **Digital banking** (Ability for existing customers to open an account in e-banking)
- **Real-time payments (NPP)**
- **Card access** — A card is available for the product to access funds

## Eligibility

- **Students** — Available to full-time students, apprentices and trainees aged 12 years and over.  (Once you turn 25 years of age, proof of ongoing enrolment to be provided by 14 April every year.)
- **Minimum age** — 12 years
- **Individuals only** — Must be a natural person
- **Residency status** — Australian citizen or resident (You need to be an Australian citizen or resident)

## More information from Bendigo Bank

- [Overview](https://www.bendigobank.com.au/personal/transaction-accounts/student-account/)
- [Terms & conditions](https://www.bendigobank.com.au/disclosure-documents/)
- [Eligibility](https://www.bendigobank.com.au/disclosure-documents/)
- [Fees & pricing](https://www.bendigobank.com.au/disclosure-documents/)

## Data provenance

- Published by Bendigo Bank under the Consumer Data Right
- Product ID: `1c7fb67a-446b-4dc5-94e5-9e5f716a87bb`
- Last updated by the provider: 27 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bendigo-bank/1c7fb67a-446b-4dc5-94e5-9e5f716a87bb
- Provider page: https://www.cdrcompare.au/brands/bendigo-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000115

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bendigo-bank/products/1c7fb67a-446b-4dc5-94e5-9e5f716a87bb) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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