Single Parents (Bendigo Complete Home Loan)
Home LoansData Sharing Status
Australian Government 5% Deposit Scheme - Single Parents mirrors the Bendigo Complete Home Loan offering a 100% offset account on both variable and fixed rates - allowing you to save interest. * Check Eligibility Criteria for Scheme Loans
- From (owner occupied)
- 6.23%
- 6.45% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.23% | 6.45% | — |
| Fixed · 1 year | 6.49% | 6.48% | — |
| Fixed · 3 years | 6.49% | 6.53% | — |
| Fixed · 2 years | 6.54% | 6.51% | — |
| Fixed · 4 years | 6.54% | 6.57% | — |
| Fixed · 5 years | 6.54% | 6.59% | — |
Owner occupied — Interest only
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Fee Charged monthly | Ongoing | $15.00 |
| Discharge Administration Fee | Exit | $350.00 |
| Establishment Fee Incorporates all standard upfront fees into this amount (That is, Application Fee $150, Standard Documentation Fee $250, Settlement Fee $100, Title Search Fee $50, Standard Valuation Fee $234) | Upfront | $784.00 |
| Variation Fee - Simple | Event | $150.00 |
| Variation Fee - Complex | Event | $300.00 |
| Building Loan Fee - Contract Builder | Upfront | $100.00 |
| Building Loan Fee - Owner Builder | Upfront | $200.00 |
| Guarantee Administration Fee | Upfront | $250.00 |
Features
- Offset account
- Up to six 100% Offset Accounts per loan
- Redraw facility
- Online redraw available
- Weekly, fortnightly or monthly repayments
- Extra repayments
- Unlimited additional repayments if variable, otherwise 20% of loan balance when fixed
Eligibility
- Minimum age — 18 years
- Credit and Lending Criteria, Fees and Charges Apply
- Check Eligibility Criteria for Scheme loans.
Constraints
- Minimum limit — $5,000.00
- Maximum LVR — 98%
More Information
Published by Bendigo Bank under the Consumer Data Right · Last updated 12 May 2026 · Product ID 3c32a98c-df03-4baf-a7ad-7f7a24daef44 · View on CDR.gov.au · View Source Data (JSON)