---
title: "Gold Term Deposit — Bendigo Bank"
description: "Term Deposits from Bendigo Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bendigo-bank/products/4ed9b9eb-62e7-4fdb-b716-d56b690ca2c4
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-09T05:50:10.917Z
---

# Gold Term Deposit — Bendigo Bank

> Term Deposits from Bendigo Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits**

A Bendigo Gold Term Deposit Account is a deposit account that allows a retail client to deposit $2,000 or more into it for 
a 12 month investment period with interest payable every 3 months at an agreed rate. Funds can be reinvested or 
withdrawn, however any withdrawal greater than 25% of the value of the initial deposit requires the client to provide 
notice. Funds released early may attract a reduced interest rate.

## At a glance

- **Fixed rate:** 0.05% (1 year)

## Apply

Applications are handled by the provider: [Apply at Bendigo Bank](https://www.bendigobank.com.au/personal/term-deposits/term-deposit-enquiry/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 year | 0.05% | $0 - $1,999 | every 3 months |
| Fixed · 1 year | 0.05% | $2000 - $5,000,000 | every 3 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Bank Cheque Withdrawal | Transaction | $10.00 |
| EFT Credit Transfer | Transaction | $4.00 |

## Features

- **Digital banking** (*Existing customers only )

## Constraints

- **Opening balance** — $2,000.00 (*Minimum to Open)
- **Minimum balance** — $1.00 (*Minimum Balance to Maintain)

## More information from Bendigo Bank

- [Overview](https://www.bendigobank.com.au/personal/term-deposits/)
- [Terms & conditions](https://www.bendigobank.com.au/disclosure-documents/)
- [Eligibility](https://www.bendigobank.com.au/disclosure-documents/)
- [Fees & pricing](https://www.bendigobank.com.au/disclosure-documents/)

## Data provenance

- Published by Bendigo Bank under the Consumer Data Right
- Product ID: `4ed9b9eb-62e7-4fdb-b716-d56b690ca2c4`
- Last updated by the provider: 9 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bendigo-bank/4ed9b9eb-62e7-4fdb-b716-d56b690ca2c4
- Provider page: https://www.cdrcompare.au/brands/bendigo-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000115

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bendigo-bank/products/4ed9b9eb-62e7-4fdb-b716-d56b690ca2c4) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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