Gold Term Deposit
Term DepositsData Sharing Status
A Bendigo Gold Term Deposit Account is a deposit account that allows a retail client to deposit $2,000 or more into it for a 12 month investment period with interest payable every 3 months at an agreed rate. Funds can be reinvested or withdrawn, however any withdrawal greater than 25% of the value of the initial deposit requires the client to provide notice. Funds released early may attract a reduced interest rate.
- Fixed rate
- 0.05%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed | 0.05% | $0 - $1,999 | every 3 months |
| Fixed | 0.05% | $2000 - $5,000,000 | every 3 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Bank Cheque Withdrawal | Transaction | $10.00 |
| EFT Credit Transfer | Transaction | $4.00 |
Features
- Digital banking
- *Existing customers only
Constraints
- Opening balance — $2,000.00*Minimum to Open
- Minimum balance — $1.00*Minimum Balance to Maintain
More Information
Published by Bendigo Bank under the Consumer Data Right · Last updated 9 July 2026 · Product ID 4ed9b9eb-62e7-4fdb-b716-d56b690ca2c4 · View on CDR.gov.au