---
title: "Commercial Loan — Bendigo Bank"
description: "Business Loans from Bendigo Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bendigo-bank/products/53140f6d-3747-450e-884b-7bede060f558
source: "CDR Compare"
language: en-AU
last_updated: 2026-03-16T04:56:20.384Z
---

# Commercial Loan — Bendigo Bank

> Business Loans from Bendigo Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates · Sandhurst Trustees Limited**

Commercial Term Loan requiring first mortgage security. Borrowers can choose from Interest Only, Principal and Interest, with variable and fixed rate options.

## At a glance

- **From (investment):** 6.85% (Fixed)

## Interest rates

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 2 years (Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation) | 6.85% | — | — |
| Fixed · 1 year (Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation) | 6.9% | — | — |
| Fixed · 3 years (Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation) | 7.05% | — | — |
| Fixed · 4 years (Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation) | 7.3% | — | — |
| Fixed · 5 years (Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation) | 7.35% | — | — |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 2 years (Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation) | 6.9% | — | — |
| Fixed · 1 year (Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation) | 6.95% | — | — |
| Fixed · 3 years (Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation) | 7.1% | — | — |
| Fixed · 4 years (Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation) | 7.35% | — | — |
| Fixed · 5 years (Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation) | 7.4% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Application Fee — 0.60% of loan amount/negotiable.  Payable at acceptance of offer | Upfront | 0.5% of balance |
| Valuation Fee — Cost dependent on circumstance.  Payable upon completion of valuation | Upfront | $0.00 |
| Security Documentation Fees  — Dependent on transaction complexity, solicitor used, state of security and more.  Payable at loan drawdown | Upfront | $0.00 |
| Discharge Administration Fee — $350, per request, per security.  Payable with any partial or full release of security (applies to each security) | Exit | $350.00 |
| Early Repayment Fee — Break cost are payable. These are calculated on a case by case basis. | Exit | 0% of transaction |
| Consent to Lease Fee — $150, per request, per lease agreement. | Event | $150.00 |
| Variations — Variation to existing facility, $150 per event | Event | $150.00 |
| Late Payment Charge — Payable when your facility remains in arrears for more than 30 consecutive days. | Event | $65.00 |

## Features

- **Limited annual reviews**
- **No monthly fees**
- **7 Year Maximum Loan Term (interest Only)**
- **20 year Maximum Loan Term Principal & Interest**
- **Redraw facility**

## Eligibility

- **Maximum LVR % - Commercial: 70%**
- **Maximum LVR % - Specialised: 50%**
- **Maximum LVR % - Industrial: 50%**
- **Maximum LVR % - Rural: 40%**
- **Maximum LVR % - Residential: 80%**
- **Maximum LVR % - Light Industrial 70%**

## Constraints

- **Minimum limit** — $100,000.00
- **Maximum limit** — $20,000,000.00

## Data provenance

- Published by Bendigo Bank under the Consumer Data Right
- Product ID: `53140f6d-3747-450e-884b-7bede060f558`
- Last updated by the provider: 16 March 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bendigo-bank/53140f6d-3747-450e-884b-7bede060f558
- Provider page: https://www.cdrcompare.au/brands/bendigo-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000115

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bendigo-bank/products/53140f6d-3747-450e-884b-7bede060f558) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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