Commercial Loan
Commercial Term Loan requiring first mortgage security. Borrowers can choose from Interest Only, Principal and Interest, with variable and fixed rate options.
- From (investment)
- 6.85%
- Fixed
Interest Rates
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 2 years Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | 6.85% | — | — |
| Fixed · 1 year Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | 6.9% | — | — |
| Fixed · 3 years Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | 7.05% | — | — |
| Fixed · 4 years Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | 7.3% | — | — |
| Fixed · 5 years Interest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | 7.35% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee 0.60% of loan amount/negotiable. Payable at acceptance of offer | Upfront | 0.5% of balance |
| Valuation Fee Cost dependent on circumstance. Payable upon completion of valuation | Upfront | $0.00 |
| Security Documentation Fees Dependent on transaction complexity, solicitor used, state of security and more. Payable at loan drawdown | Upfront | $0.00 |
| Discharge Administration Fee $350, per request, per security. Payable with any partial or full release of security (applies to each security) | Exit | $350.00 |
| Early Repayment Fee Break cost are payable. These are calculated on a case by case basis. | Exit | 0% of transaction |
| Consent to Lease Fee $150, per request, per lease agreement. | Event | $150.00 |
| Variations |
Features
- Limited annual reviews
- No monthly fees
- 7 Year Maximum Loan Term (interest Only)
- 20 year Maximum Loan Term Principal & Interest
- Redraw facility
Eligibility
- Maximum LVR % - Commercial: 70%
- Maximum LVR % - Specialised: 50%
- Maximum LVR % - Industrial: 50%
- Maximum LVR % - Rural: 40%
- Maximum LVR % - Residential: 80%
- Maximum LVR % - Light Industrial 70%
Constraints
- Minimum limit — $100,000.00
- Maximum limit — $20,000,000.00
Published by Bendigo Bank under the Consumer Data Right · Last updated 16 March 2026 · Product ID 53140f6d-3747-450e-884b-7bede060f558 · View on CDR.gov.au