Business Credit Card
As a business owner, keeping track of expenses is important and can be time consuming. Get visibility of your expenses and stay in control with the Business Credit Card. You will also receive up to 44 days interest free on purchases.
- Purchase rate
- 13.99%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase Calculated daily, charged monthly | 13.99% | — | — |
| Cash advance Calculated daily, charged monthly | 13.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| International Transaction Fee An International Transaction Fee of 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, payment processor, financial institution or other entity (including an online merchant) who is outside of Australia. | Transaction | 3% of transaction |
| Cash Advance Fee Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash | Transaction | 3% of transaction |
| International ATM Withdrawal Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown. If using your credit card interest will be charged from the day the withdrawal is completed. | Transaction | $5.00 |
| International ATM Inquiry Payable whenever you make a facility inquiry outside of Australia at a non-Bendigo Bank ATM. | Event | $1.50 |
| Replacement Card Fee Payable whenever we issue you a replacement, reissue or redirection card other than by standard post at your request. |
Features
- Digital wallet — With Bendigo Bank you can turn your phone or smart watch into your wallet.
- Additional cards — up to 99
- Interest-free period — 44 days
Eligibility
- Business customers
Constraints
- Minimum limit — $500.00
- Maximum limit — $50,000.00
More Information
Published by Bendigo Bank under the Consumer Data Right · Last updated 9 July 2026 · Product ID 602197f1-0e90-46bd-8c0b-3bced15dd31c · View on CDR.gov.au