---
title: "Bendigo Bridging Home Loan — Bendigo Bank"
description: "Home Loans from Bendigo Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bendigo-bank/products/b0e53612-1ba1-4f76-a5be-7ead098d6c39
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-07T06:33:15.490Z
---

# Bendigo Bridging Home Loan — Bendigo Bank

> Home Loans from Bendigo Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

A Bridging home loan offers you an easy way to purchase a new home before you sell your existing home.

## At a glance

- **From (owner occupied):** 10.29% (10.43% comparison)

## Apply

Applications are handled by the provider: [Apply at Bendigo Bank](https://apply.bendigobank.com.au/bendigoapply/servlet/SmartForm.html?formCode=home-loan-pq)

## Interest rates

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 10.29% | 10.43% | — |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 10.29% | 10.43% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Search Processing Fee —  Payable for the bank to perform a title search or other searches relating to your application. | Upfront | $50.00 |
| Valuation Fee —  The cost of having the security valued by a third party (this can vary depending upon the location and access available to the property). | Event | Variable |
| Agent Lodgement Fee  — Payable for an agent of the bank to attend the settlement of your property or lodging the security interests attached to your loan | Event | $125.00 |
| Monthly Fee — Charged monthly | Ongoing | $10.00 |
| Discharge Administration Fee | Exit | $350.00 |
| Variation Fee - Simple | Event | $150.00 |
| Variation Fee - Complex | Event | $300.00 |
| Building Loan Fee - Contract Builder | Upfront | $100.00 |
| Building Loan Fee - Owner Builder | Upfront | $200.00 |
| Guarantee Administration Fee | Upfront | $250.00 |
| Rate Variation Fee (to renegotiate Rate) | Event | $100.00 |
| Repayment Recalculation Fee | Event | $50.00 |
| Interest Prepayment Fee | Payment | $85.00 |
| Default Fee | Event | $35.00 |
| Duplicate Fee | Event | $16.50 |
| Bank Cheque Fee | Event | $10.00 |
| Application Fee —  Incurred when you apply for a new loan, additional funds on your current loan or when changing your loan. | Upfront | $150.00 |
| Documentation Fee — The cost of preparing the loan documents for your new loan or application. The amount varies based on the complexity of the loan application. | Upfront | Variable |
| Settlement Fee  — To process the settlement of your loan, additional funds on your current loan or when changing your loan. | Upfront | $100.00 |

## Features

- **Offset account** ( 100% Offset Account per loan)
- **Extra repayments** (Unlimited additional repayments if variable)

## Eligibility

- **Minimum age** — 18 years
- **Credit and Lending Criteria, Fees and Charges Apply**

## Constraints

- **Minimum limit** — $5,000.00
- **Maximum LVR** — 80%

## Data provenance

- Published by Bendigo Bank under the Consumer Data Right
- Product ID: `b0e53612-1ba1-4f76-a5be-7ead098d6c39`
- Last updated by the provider: 7 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bendigo-bank/b0e53612-1ba1-4f76-a5be-7ead098d6c39
- Provider page: https://www.cdrcompare.au/brands/bendigo-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000115

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bendigo-bank/products/b0e53612-1ba1-4f76-a5be-7ead098d6c39) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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