---
title: "Bendigo Secured Student Personal Loan  — Bendigo Bank"
description: "Personal Loans from Bendigo Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bendigo-bank/products/b130635c-a966-42d4-a65f-079ed65ea917
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-09T02:41:55.889Z
---

# Bendigo Secured Student Personal Loan  — Bendigo Bank

> Personal Loans from Bendigo Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Perfect for higher education students and apprentices looking to buy a new or used car, or refinance an existing one.

## At a glance

- **From:** 9.54% (9.7% comparison)

## Apply

Applications are handled by the provider: [Apply at Bendigo Bank](https://apply.bendigobank.com.au/bendigoapply/servlet/SmartForm.html?formCode=personal-loan&applicationType=carLoan)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 7 years (Secured  ) | 9.54% | 9.7% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Document Preparation Fee — The cost of preparing the loan documents (Secured Personal Loans only). | Upfront | $100.00 |
| Security Processing Fee — Charged to lodge an interest against the security e.g. vehicle (Secured Personal Loans only). On Application | Other | Variable |
| Online Redraw Fee — Charged when completing a redraw online | Event | $0.00 |
| Manual Redraw Fee  — Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking | Event | $0.00 |
| Duplicate Fee — Is payable for each copy of any document you request. | Event | $16.50 |
| Bank Cheque Fee — Is payable for each Bank Cheque drawn. | Event | $10.00 |
| Early Repayment Fee | Exit | $20.00 |
| Default Fee | Event | $35.00 |
| Application Fee — Incurred when you apply for a new loan. Not applicable to student loan. | Upfront | $0.00 |
| Monthly Admin Fee — Charged monthly · This fee is charged to cover the regular administration and servicing required for your loan. Not applicable to Student loan. | Ongoing | $0.00 |

## Features

- **Redraw facility** (Manual & Online redraw available)
- **Weekly, fortnightly or monthly repayments**

## Eligibility

- **Minimum age** — 18 years
- **Residency status** — Australian Resident
- **Individuals only** (Student)
- **Employment status** — Employed

## Constraints

- **Minimum limit** — $2,000.00

## More information from Bendigo Bank

- [Overview](https://www.bendigobank.com.au/personal/loans/secured-student/)
- [Terms & conditions](https://www.bendigobank.com.au/globalassets/documents/disclosures/bendigo-personal-loan-terms-conditions.pdf)
- [Eligibility](https://www.bendigobank.com.au/personal/loans/secured-student/)
- [Fees & pricing](https://www.bendigobank.com.au/globalassets/documents/disclosures/lending-fees-and-charges.pdf)

## Data provenance

- Published by Bendigo Bank under the Consumer Data Right
- Product ID: `b130635c-a966-42d4-a65f-079ed65ea917`
- Last updated by the provider: 9 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bendigo-bank/b130635c-a966-42d4-a65f-079ed65ea917
- Provider page: https://www.cdrcompare.au/brands/bendigo-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000115

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bendigo-bank/products/b130635c-a966-42d4-a65f-079ed65ea917) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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