---
title: "Bendigo Unsecured Personal Loan  — Bendigo Bank"
description: "Personal Loans from Bendigo Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bendigo-bank/products/c98688d8-055d-494e-8866-b406374bdaf5
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-10T05:59:34.023Z
---

# Bendigo Unsecured Personal Loan  — Bendigo Bank

> Personal Loans from Bendigo Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

A personal loan for a number of purposes not requiring security to be offered

## At a glance

- **From:** 14.54% (16.64% comparison)

## Apply

Applications are handled by the provider: [Apply at Bendigo Bank](https://apply.bendigobank.com.au/bendigoapply/servlet/SmartForm.html?formCode=personal-loan&applicationType=personalLoan)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 7 years (Unsecured) | 14.54% | 16.64% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Online Redraw Fee — Charged when completing a redraw online | Event | $0.00 |
| Manual Redraw Fee  — Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking | Event | $0.00 |
| Duplicate Fee — Is payable for each copy of any document you request. | Event | $16.50 |
| Bank Cheque Fee — Is payable for each Bank Cheque drawn. | Event | $10.00 |
| Monthly Fee — Charged monthly | Ongoing | $5.00 |
| Early Repayment Fee | Exit | $20.00 |
| Default Fee | Event | $35.00 |
| Application Fee — Incurred when you apply for a new loan. | Upfront | $150.00 |

## Features

- **Redraw facility** (Manual & Online redraw available)
- **Weekly, fortnightly or monthly repayments**

## Eligibility

- **Minimum age** — 18 years
- **Employment status** — Employed
- **Individuals only** (Pension)
- **Individuals only** (Student)
- **Residency status** — Australian Resident

## Constraints

- **Minimum limit** — $2,000.00

## More information from Bendigo Bank

- [Overview](https://apply.bendigobank.com.au/bendigoapply/servlet/SmartForm.html?formCode=personal-loan&applicationType=personalLoan)
- [Terms & conditions](https://www.bendigobank.com.au/globalassets/documents/disclosures/bendigo-personal-loan-terms-conditions.pdf)
- [Fees & pricing](https://www.bendigobank.com.au/globalassets/documents/disclosures/lending-fees-and-charges.pdf)

## Data provenance

- Published by Bendigo Bank under the Consumer Data Right
- Product ID: `c98688d8-055d-494e-8866-b406374bdaf5`
- Last updated by the provider: 10 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bendigo-bank/c98688d8-055d-494e-8866-b406374bdaf5
- Provider page: https://www.cdrcompare.au/brands/bendigo-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000115

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bendigo-bank/products/c98688d8-055d-494e-8866-b406374bdaf5) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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