Bendigo Cash Management Account (CMA)
An interest earning at-call deposit account which is sold to new or existing customers via a custodian or advisor. Account access is available via Debit Mastercard or online banking.
- Base rate
- 1%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 1% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Cash Withdrawal (in branch) When you make a cash withdrawal from your Bendigo Bank account ‘over- the-counter’ at a Bendigo Bank branch. | Withdrawal | $2.50 |
| Transfer (in branch) When you make an ‘over-the-counter’ request at a Bendigo Bank branch to transfer funds from one Bendigo Bank account to another Bendigo Bank account (including scheduled in branch transfers where you request one or more future dated transfers as opposed to establishing a periodical payment or sweep facility). | Payment | $2.50 |
| Agency Withdrawal When you make a cash withdrawal or request to transfer funds from one Bendigo Bank account to another Bendigo Bank account at any Bendigo Bank Agency | Withdrawal | $2.50 |
| Bank@Post Withdrawal When you make a withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available. | Withdrawal | $2.50 |
| Bank@Post deposit When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available | Deposit | $2.50 |
| Bank Cheque Fee |
Features
- Bill payment (BPAY) — BPAY
- Card access — Debit Mastercard
- Digital banking
Constraints
- Minimum balance — $1,000.00
Published by Bendigo Bank under the Consumer Data Right · Last updated 9 July 2026 · Product ID d898056d-054a-4a1b-b78f-54875584191d · View on CDR.gov.au