---
title: "Bendigo Cash Management Account (CMA) — Bendigo Bank"
description: "Transaction & Savings Accounts from Bendigo Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bendigo-bank/products/d898056d-054a-4a1b-b78f-54875584191d
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-24T01:18:05.100Z
---

# Bendigo Cash Management Account (CMA) — Bendigo Bank

> Transaction & Savings Accounts from Bendigo Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

An interest earning at-call deposit account which is sold to new or existing customers via a custodian or advisor. Account access is available via Debit Mastercard or online banking.

## At a glance

- **Base rate:** 1%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 1% | — | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Cash Withdrawal (in branch) — When you make a cash withdrawal from your Bendigo Bank account ‘over- the-counter’ at a Bendigo Bank branch. | Withdrawal | $2.50 |
| Transfer (in branch) — When you make an ‘over-the-counter’ request at a Bendigo Bank branch to transfer funds from one Bendigo Bank account to another Bendigo Bank account (including scheduled in branch transfers where you request one or more future dated transfers as opposed to establishing a periodical payment or sweep facility). | Payment | $2.50 |
| Agency Withdrawal — When you make a cash withdrawal or request to transfer funds from one Bendigo Bank account to another Bendigo Bank account at any Bendigo Bank Agency | Withdrawal | $2.50 |
| Bank@Post Withdrawal — When you make a withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available. | Withdrawal | $2.50 |
| Bank@Post Deposit — When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available | Deposit | $2.50 |
| Bank Cheque Fee — Is payable for each Bank Cheque drawn. | Event | $10.00 |
| Bank Cheque Replacement — When a Bank Cheque has been lost, destroyed or stolen and you request us to provide you with a replacement Bank Cheque. | Event | $30.00 |
| Bank cheque stop payment — When you request us to stop payment on a bank cheque and to purchase it back (allowed only in limited circumstances) | Event | $20.00 |
| Inward telegraphic transfer in AUD currency — Acceptance of payment in AUD currency for swift transfer to a Bendigo Bank account | Payment | $2.00 |
| Inward telegraphic transfer in a foreign currency — Acceptance of payments in a foreign currency for swift transfer to a Bendigo Bank account | Payment | $10.00 |
| Outward telegraphic transfer — When you request the transfer of funds to a non-Bendigo Bank account. This includes: International Telegraphic Transfers – funds sent from your Bendigo Bank account to overseas destinations worldwide in AUD or foreign currency Domestic Telegraphic Transfers – AUD funds sent from your Bendigo Bank account to other financial institutions within Australia | Payment | $30.00 |
| Bill Payment Transaction Recall/Trace Fee — When you request us to trace or recall a bill payment you have made through the BPAY scheme. | Event | $20.00 |
| Direct Debit Dishonour Fee — Applies when a direct debit from your account is dishonoured due to insufficient funds. | Dishonour | $10.00 |

## Features

- **Bill payment (BPAY)** — BPAY
- **Card access** — Debit Mastercard
- **Digital banking**

## Constraints

- **Minimum balance** — $1,000.00

## Data provenance

- Published by Bendigo Bank under the Consumer Data Right
- Product ID: `d898056d-054a-4a1b-b78f-54875584191d`
- Last updated by the provider: 24 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bendigo-bank/d898056d-054a-4a1b-b78f-54875584191d
- Provider page: https://www.cdrcompare.au/brands/bendigo-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000115

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bendigo-bank/products/d898056d-054a-4a1b-b78f-54875584191d) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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