Qantas Platinum Credit Card
With one of the lowest annual fees in the market, and a competitive interest rate, make every day purchases using your Qantas Platinum Credit Card and watch your points soar. Plus, you will also receive up to 55 days interest fee on purchase.
- Purchase rate
- 19.99%
- Annual fee
- $149.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase Calculated daily, charged monthly | 19.99% | — | — |
| Cash advance Calculated daily, charged monthly | 21.99% | — | — |
| Balance transfer | 21.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual fee Charged yearly · Payable on the day before we issue the first Statement of Account for your Account and annually thereafter. | Ongoing | $149.00 |
| International Transaction Fee International Transaction Fee – [3% of the Transaction amount (in AUD)] An International Transaction Fee of 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, payment processor, financial institution or other entity (including an online merchant) who is outside of Australia. Note: It may not always be apparent to you that an online merchant is located outside of Australia. | Transaction | 3% of transaction |
| Balance transfer fee Balance Transfer Fee – [2% of the balance transferred] Payable each time we agree to transfer the balance owing by you in respect of a different credit card facility to your Bendigo Bank Credit Card as a Promotional Balance Transfer. | Transaction | 2% of transaction |
| Late Payment Fee Payable each time you fail to pay your Minimum Repayment as stated on a Statement of Account by its due date. | Late payment | $15.00 |
| Cash Advance Fee Cash Advance Fee – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash. |
Features
- Digital wallet — With Bendigo Bank you can turn your phone or smart watch into your wallet.
- Additional cards — up to 99
- Loyalty program — Free Qantas Frequent Flyer Membership
- Earn 0.6 Qantas Points per dollar spent, capped at 20,000 per statement period. Refer to the website for exclusions.
- Insurance included — International Travel Insurance
- Up to 3 consecutive months international insurance cover when at least $500 of prepaid travel costs are purchased with the card. Terms, conditions, limits and exclusions apply, refer to link below for further information.
- Insurance included — Extended Warranty Insurance
- Cover is activated when you purchase the full value of the covered item with your card
- Insurance included — Purchase Protection Insurance
- Up to 90 days on stolen or accidentally damaged purchases when the total cost is charged to your credit card
Eligibility
- Minimum age — 18 yearsAdditional cardholders must be 16 years old
- Individuals only
- Residency status — Must be an Australian Resident
Constraints
- Minimum limit — $3,000.00
- Maximum limit — $50,000.00
More Information
Published by Bendigo Bank under the Consumer Data Right · Last updated 15 July 2026 · Product ID f2476015-6ff3-4165-8d89-c8ca7fe76735 · View on CDR.gov.au · View Source Data (JSON)