---
title: "INV - 48-60 Mth Trf 12 Mthly — Beyond Bank Australia"
description: "Term Deposits from Beyond Bank Australia. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/beyond-bank-australia/products/13
source: "CDR Compare"
language: en-AU
last_updated: 2026-03-23T12:00:30.9673694Z
---

# INV - 48-60 Mth Trf 12 Mthly — Beyond Bank Australia

> Term Deposits from Beyond Bank Australia. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits**

Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth.

## At a glance

- **Fixed rate:** 3.65% (4 years)

## Apply

Applications are handled by the provider: [Apply at Beyond Bank Australia](https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 4 years (Choice of term - 48 or 60 months. Interest paid on maturity into a Beyond Bank Savings Account of your choice.) | 3.6% | Tier 1; Tier 1 | every 12 months |
| Fixed · 4 years (Choice of term - 48 or 60 months. Interest paid on maturity into a Beyond Bank Savings Account of your choice.) | 3.65% | Tier 2; Tier 2 | every 12 months |
| Fixed · 4 years (Choice of term - 48 or 60 months. Interest paid on maturity into a Beyond Bank Savings Account of your choice.) | 3.65% | Tier 3; Tier 3 | every 12 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Early Redemption Administration Fee — If you redeem a term deposit prior to maturity (in whole or in part) you will be required to pay an Early Redemption Fee and the interest payable to you on the amount withdrawn will be reduced. Terms and Conditions apply. | Event | $25.00 |

## Features

- **Choice of fixed term - 48 or 60 months.  Additional Bonus Rate may apply for Life Membership customers and Community groups.**
- **Securely backed by the Government Guarantee**

## Eligibility

- **Business customers** (Available for all customers.)
- **Individuals only** (Available for all customers.)
- **Membership: You must be or become a Beyond Bank Australia member**

## Constraints

- **Maximum balance** — $5,000,000.00 (Maximum investment is $5,000,000.00)
- **Minimum balance** — $2,000.00 (Minimum investment from $2,000.00)
- **Opening balance** — $2,000.00 (Minimum investment from $2,000.00)

## More information from Beyond Bank Australia

- [Overview](https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/)
- [Terms & conditions](https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/)
- [Eligibility](https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/)
- [Fees & pricing](https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/)

## Data provenance

- Published by Beyond Bank Australia under the Consumer Data Right
- Product ID: `13`
- Last updated by the provider: 23 March 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/beyond-bank-australia/13
- Provider page: https://www.cdrcompare.au/brands/beyond-bank-australia
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000054

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/beyond-bank-australia/products/13) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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