INV - 12 Mth Capitalise
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth.
- Fixed rate
- 5.15%
- 1 year
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed · 1 year Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 4.9% | Tier 1Tier 1 | every 12 months |
| Fixed · 1 year Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 5.05% | Tier 2Tier 2 | every 12 months |
| Fixed · 1 year Interest paid on maturity into a Beyond Bank Savings Account of your choice. | 5.15% | Tier 3Tier 3 | every 12 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Early Redemption Administration Fee If you redeem a term deposit prior to maturity (in whole or in part) you will be required to pay an Early Redemption Fee and the interest payable to you on the amount withdrawn will be reduced. Terms and Conditions apply. | Event | $25.00 |
Features
- Additional Bonus Rates for Life Membership customers and Community groups.
- Securely backed by the Government Guarantee
Eligibility
- Business customersAvailable for all customers.
- Individuals onlyAvailable for all customers.
- Membership: You must be or become a Beyond Bank Australia member
Constraints
- Maximum balance — $5,000,000.00Maximum investment is $5,000,000.00
- Minimum balance — $2,000.00Minimum investment from $2,000.00
- Opening balance — $2,000.00Minimum investment from $2,000.00
More Information
Published by Beyond Bank Australia under the Consumer Data Right · Last updated 4 May 2026 · Product ID 17 · View on CDR.gov.au · View Source Data (JSON)