CBB SPC
Transaction & Savings AccountsData Sharing Status
A salary packaging card (living expenses card) allows an individual to use pre-tax income for purchases associated with everyday living such as groceries, clothes, fuel or pay for expenses like utility bills.
- Base rate
- 0%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | — | — |
Features
- Additional cards
- Bill payment (BPAY)
- You can use your 16 digit card number to make visa payments for your utility bills.
- Card access — Card Access
- Visa Card available.
- Digital banking
- Access your account 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
- Digital wallet — Digital Wallet
- Load your Beyond Bank card to your phone to make fast and easy transactions.
- Notifications — Texts and Alerts
- Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS, email or push alerts. It is event triggered or on demand.
Eligibility
- Employment status — EmploymentNeed to be employed by an eligible employer.
- Minimum age — 16 years
- Individuals only
- Availability: The card is only available to employees who work for an eligible employer under Sections 57A and 65J of the Fringe Benefits Tax Assessment Act 1986. These sections grant eligibility to the following employer organisations - Public Benevolent Institutions (charities, etc), Hospitals, Nursing Homes, Government Departments, etc, Rebatable Non-for-Profit Organisations.
- Account credits and debits: Only the salary packaging provider/employer can credit the account with pre-tax funds. Cash withdrawals, transfers, direct debits and Bpay payments are not permitted.
- Membership: You must be or become a Beyond Bank Australia member
More Information
Published by Beyond Bank Australia under the Consumer Data Right · Last updated 3 December 2025 · Product ID 28 · View on CDR.gov.au