monEsaver Internet Account
Transaction & Savings AccountsData Sharing Status
The monEsaver is an online savings account with no account keeping fees. Earn interest with no minimum deposit requirements or withdrawal penalties for internet banking, phone banking and mobile banking.
- Base rate
- 2.75%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Interest is calculated daily on the whole balance and paid on the last day of each month. | 2.2% | Floating Balance Tier 1 | monthly |
| Variable Interest is calculated daily on the whole balance and paid on the last day of each month. | 2.5% | Floating Balance Tier 2 | monthly |
| Variable Interest is calculated daily on the whole balance and paid on the last day of each month. | 2.75% | Floating Balance Tier 3 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Transaction Fee | Transaction | $4.00 |
Features
- Bill payment (BPAY)
- BPAY available.
- Digital banking
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services
- Notifications — Text Me or Push Notification Alert
- Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.
- Real-time payments (NPP)
- New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID.
- PayID
- New Payments Platform (NPP) is available. Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts.
Eligibility
- Business customers
- Individuals only
- Membership: You must be or become a Beyond Bank Australia member
More Information
Published by Beyond Bank Australia under the Consumer Data Right · Last updated 18 May 2026 · Product ID 3 · View on CDR.gov.au