Community Reward Account
Transaction & Savings AccountsData Sharing Status
The Community Reward Account is a flexible savings account with a competitive interest rate. A percentage of the annual average balances will be donated to a nominated registered charity or community group
- Base rate
- 3.8%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 3.4% | Floating Balance Tier 1 | monthly |
| Variable | 3.7% | Floating Balance Tier 2 | monthly |
| Variable | 3.8% | Floating Balance Tier 3 | monthly |
Features
- Bill payment (BPAY)
- BPAY available.
- Digital banking
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services
- Notifications — Text Me or Push Notification Alert
- Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.
- Real-time payments (NPP)
- New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID.
- PayID
- New Payments Platform (NPP) is available. Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts
- Community Bonus Payment: After June 30 each year, Beyond Bank will donate a percentage of the average balance of all accounts linked to the same nominated group - this is known as the Community Bonus Payment.
Eligibility
- Business customers
- Individuals only
- Membership: You must be or become a Beyond Bank Australia member
More Information
Published by Beyond Bank Australia under the Consumer Data Right · Last updated 18 May 2026 · Product ID 4 · View on CDR.gov.au