Business Investment Loan
The Business Investment Loan gives you the freedom to grow your business and take advantage of investment opportunities when they arise whilst offering a competitive flexible interest rate with convenient access to your funds.
- From (investment)
- 6.69%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Business Investment Loan. New business variable rate with residential property security. Conditions apply. | 6.69% | — | — |
| Fixed · 1 year Business Investment Loan with residential property security. Conditions apply. | 6.84% | — | — |
| Fixed · 2 years Business Investment Loan with residential property security. Conditions apply. | 6.94% | — | — |
| Fixed · 3 years Business Investment Loan with residential property security. Conditions apply. | 7.14% | — | — |
| Fixed · 4 years Business Investment Loan with residential property security. Conditions apply. | 7.34% | — | — |
| Fixed · 5 years |
Fees
| Fee | Type | Amount |
|---|---|---|
| Business Loan Establishment Fee Applies to residential mortgage security and maximum borrowings of $500,000. Fees & Charges for borrowings above $500,000 (or where commercial mortgage security is required) are available on request. | Upfront | $595.00 |
| Mortgage Discharge, Settlement or Partial Discharge Fee Payable whenever a mortgage is discharged or partially discharged | Event | $350.00 |
| Redraw (staff-assisted) fee This fee is payable for each staff-assisted redraw. | Transaction | $35.00 |
| Redraw (online) fee Online redraw via Internet or Mobile Banking is free. | Transaction | $0.00 |
| Default Notice Fee This fee is payable whenever we send you a default notice because you have defaulted under the contract or related mortgage. | Event | $20.00 |
| Hold Fixed Interest Rate The amount of this fee is 0.15% of the loan amount and is payable should you wish to hold a fixed interest rate from time of loan application to settlement. The minimum and maximum amounts are intended as guidelines; your actual fees may vary based on your personal circumstances. |
Features
- Digital banking
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
- Extra repayments
- Additional Repayments: make unlimited additional repayments to your loan when on a variable interest rate; or make up to $25,000 p.a. in additional repayments to your loan when in a fixed rate.
- Repayments: Choose between principal and interest or interest only repayments.
- Redraw facility
- Optional for variable rate loans only. Redraw payments made in advance at any time through Internet and Mobile Banking. Minimum redraw amount is $500.
Eligibility
- Business customersAvailable for Business purposes only. Conditions apply.
- Membership: You must be or become a Beyond Bank Australia member
- Lending Criteria applies.
- Residency status — Australian CitizenMust be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.
Constraints
- Maximum limit — $2,000,000.00
- Maximum LVR — 80%
- Minimum limit — $10,000.00
- Minimum LVR — 0%
More Information
Published by Beyond Bank Australia under the Consumer Data Right · Last updated 16 July 2026 · Product ID 45 · View on CDR.gov.au