--- title: "Business Investment Loan — Beyond Bank Australia" description: "Business Loans from Beyond Bank Australia. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/beyond-bank-australia/products/45 source: "CDR Compare" language: en-AU last_updated: 2026-08-28T14:00:28.9057668Z --- # Business Investment Loan — Beyond Bank Australia > Business Loans from Beyond Bank Australia. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Business Loans** The Business Investment Loan gives you the freedom to grow your business and take advantage of investment opportunities when they arise whilst offering a competitive flexible interest rate with convenient access to your funds. ## At a glance - **From (investment):** 6.69% (Variable) ## Apply Applications are handled by the provider: [Apply at Beyond Bank Australia](https://www.beyondbank.com.au/business/lending/business-investment-loan/) ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Variable (Business Investment Loan. New business variable rate with residential property security. Conditions apply.) | 6.69% | — | — | | Fixed · 1 year (Business Investment Loan with residential property security. Conditions apply.) | 6.84% | — | — | | Fixed · 2 years (Business Investment Loan with residential property security. Conditions apply.) | 6.94% | — | — | | Fixed · 3 years (Business Investment Loan with residential property security. Conditions apply.) | 7.14% | — | — | | Fixed · 4 years (Business Investment Loan with residential property security. Conditions apply.) | 7.34% | — | — | | Fixed · 5 years (Business Investment Loan with residential property security. Conditions apply.) | 7.34% | — | — | | Variable (Business Investment Loan. New business variable rate with commercial property security. Conditions apply. A margin may be added to the rate indicated that will change the actual rate received.) | 7.49% | — | — | | Fixed · 1 year (Business Investment Loan with commercial property security. Conditions apply. A margin may be added to the rate indicated that will change the actual rate received.) | 7.64% | — | — | | Fixed · 2 years (Business Investment Loan with commercial property security. Conditions apply. A margin may be added to the rate indicated that will change the actual rate received.) | 7.74% | — | — | | Fixed · 3 years (Business Investment Loan with commercial property security. Conditions apply. A margin may be added to the rate indicated that will change the actual rate received.) | 7.94% | — | — | | Fixed · 4 years (Business Investment Loan with commercial property security. Conditions apply. A margin may be added to the rate indicated that will change the actual rate received.) | 8.14% | — | — | | Fixed · 5 years (Business Investment Loan with commercial property security. Conditions apply. A margin may be added to the rate indicated that will change the actual rate received.) | 8.14% | — | — | | Variable (Business Investment Loan with residential property security. Variable Reference Rate. Conditions apply. A margin may be added to the rate indicated that will change the actual rate received.) | 8.19% | — | — | | Variable (Business Investment Loan with commercial property security. Variable Reference Rate. Conditions apply. A margin may be added to the rate indicated that will change the actual rate received.) | 8.19% | — | — | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Business Loan Establishment Fee — Applies to residential mortgage security and maximum borrowings of $500,000. Fees & Charges for borrowings above $500,000 (or where commercial mortgage security is required) are available on request. | Upfront | $595.00 | | Mortgage Discharge, Settlement or Partial Discharge Fee — Payable whenever a mortgage is discharged or partially discharged | Event | $350.00 | | Redraw (staff-assisted) fee — This fee is payable for each staff-assisted redraw. | Transaction | $35.00 | | Redraw (online) fee — Online redraw via Internet or Mobile Banking is free. | Transaction | $0.00 | | Default Notice Fee — This fee is payable whenever we send you a default notice because you have defaulted under the contract or related mortgage. | Event | $20.00 | | Hold Fixed Interest Rate — The amount of this fee is 0.15% of the loan amount and is payable should you wish to hold a fixed interest rate from time of loan application to settlement. The minimum and maximum amounts are intended as guidelines; your actual fees may vary based on your personal circumstances. | Upfront | 0.15% of balance | | Rate Variation Fee — This fee is payable each time you ask us to vary the type of interest rate (variable to fixed or vice versa) or refix your loan. | Event | $150.00 | | Loan Settlement Fee (a) — This fee is payable for a new loan settled | Upfront | $200.00 | | Loan Settlement Fee (b) — This fee is payable for each loan variation or top up settled. | Upfront | $150.00 | | Progress Payment Fee — This fee is payable for each progress payment we process for construction loans. | Event | $35.00 | | Security Handling Fee — This fee is payable if you ask us to prepare documentation to note a change of your name on the title, or produce your land title. | Upfront | $175.00 | | Additional Security Fee — This fee is payable when we prepare any security in addition to the mortgage over the primary mortgaged property | Upfront | $200.00 | | Search Fee — This fee is payable for each search conducted in relation to a loan or security including ASIC search or Title search. | Upfront | $35.00 | | Default fee on Business Investment Loan - on the 8th day — This fee is payable on the 8th day you are in default. | Event | $20.00 | | Default fee on Business Investment Loan - every 14th day thereafter — This fee is payable every 14th day thereafter whilst you remain in default. | Event | $25.00 | ## Features - **Digital banking** (Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.) - **Extra repayments** (Additional Repayments: make unlimited additional repayments to your loan when on a variable interest rate; or make up to $25,000 p.a. in additional repayments to your loan when in a fixed rate.) - **Repayments: Choose between principal and interest or interest only repayments.** - **Redraw facility** (Optional for variable rate loans only. Redraw payments made in advance at any time through Internet and Mobile Banking. Minimum redraw amount is $500.) ## Eligibility - **Business customers** (Available for Business purposes only. Conditions apply.) - **Membership: You must be or become a Beyond Bank Australia member** - **Lending Criteria applies.** - **Residency status** — Australian Citizen (Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.) ## Constraints - **Maximum limit** — $2,000,000.00 - **Maximum LVR** — 80% - **Minimum limit** — $10,000.00 - **Minimum LVR** — 0% ## More information from Beyond Bank Australia - [Overview](https://www.beyondbank.com.au/business/lending/business-investment-loan/) - [Terms & conditions](https://www.beyondbank.com.au/business/lending/business-investment-loan/) - [Eligibility](https://www.beyondbank.com.au/business/lending/business-investment-loan/) - [Fees & pricing](https://www.beyondbank.com.au/business/lending/business-investment-loan/) ## Data provenance - Published by Beyond Bank Australia under the Consumer Data Right - Product ID: `45` - Last updated by the provider: 28 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/beyond-bank-australia/45 - Provider page: https://www.cdrcompare.au/brands/beyond-bank-australia - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000054 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/beyond-bank-australia/products/45) — product data published by Australian data holders under the Consumer Data Right. 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