---
title: "INV - 12 Mth FMD Trf 6 Mthly — Beyond Bank Australia"
description: "Term Deposits from Beyond Bank Australia. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/beyond-bank-australia/products/47
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-23T12:00:32.2625453Z
---

# INV - 12 Mth FMD Trf 6 Mthly — Beyond Bank Australia

> Term Deposits from Beyond Bank Australia. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits**

Farm Management Deposit Accounts are fixed term accounts that allows primary producers to set aside pre-tax income in profitable years to establish cash reserves to help meet costs in low-income years when they need it most.

## At a glance

- **Fixed rate:** 5.05% (1 year)

## Apply

Applications are handled by the provider: [Apply at Beyond Bank Australia](https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/farm-management-deposits/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 year (Interest is paid 6 monthly into a nominated account.) | 4.9% | Tier 1; Tier 1 | every 6 months |
| Fixed · 1 year (Interest is paid 6 monthly into a nominated account.) | 5% | Tier 2; Tier 2 | every 6 months |
| Fixed · 1 year (Interest is paid 6 monthly into a nominated account.) | 5.05% | Tier 3; Tier 3 | every 6 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Early Redemption Administration Fee — This fee is payable should the depositor choose to withdraw funds (in whole or in part) prior to the maturity date.  A 31 day notice period is required.  An interest penalty may also apply. | Event | $25.00 |

## Eligibility

- **Eligibility: available to anyone who is a primary producer when the deposit is made. Other conditions apply.**
- **Membership: You must be or become a Beyond Bank Australia member.**
- **Taxation benefits may be available to Primary Producers as part of the Farm Management Deposit scheme and subject to qualifying criteria and terms and conditions.**
- **Securely backed by the Government Guarantee.**

## Constraints

- **Maximum balance** — $800,000.00 (Total balance of all FMD accounts held by the same person must not exceed $800,000.00 at any time.)
- **Minimum balance** — $2,000.00 (Minimum initial investment from $2,000.00  Any further deposit or withdrawal must be at least $1,000.00)
- **Opening balance** — $2,000.00 (Minimum initial investment from $2,000.00)

## More information from Beyond Bank Australia

- [Overview](https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/farm-management-deposits/)
- [Terms & conditions](https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/farm-management-deposits/)
- [Eligibility](https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/farm-management-deposits/)
- [Fees & pricing](https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/farm-management-deposits/)

## Data provenance

- Published by Beyond Bank Australia under the Consumer Data Right
- Product ID: `47`
- Last updated by the provider: 23 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/beyond-bank-australia/47
- Provider page: https://www.cdrcompare.au/brands/beyond-bank-australia
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000054

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/beyond-bank-australia/products/47) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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