---
title: "BU Account — Beyond Bank Australia"
description: "Transaction & Savings Accounts from Beyond Bank Australia. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/beyond-bank-australia/products/5
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-18T16:00:30.9451522Z
---

# BU Account — Beyond Bank Australia

> Transaction & Savings Accounts from Beyond Bank Australia. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

The perfect account to stash your cash. If you're under 18 years old, our BU Savings Account is a transaction account designed to build your stash of cash quicker than ever!

## At a glance

- **Base rate:** 3.15%

## Apply

Applications are handled by the provider: [Apply at Beyond Bank Australia](https://www.beyondbank.com.au/bank-and-save/accounts/youth-accounts/bu-savings-account/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (Interest is paid quarterly on 31 March, 30 June, 30 September and 31 December) | 3.15% | — | every 3 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Bank@Post Deposit Fee | Transaction | $2.00 |
| Bank@Post Withdrawal Fee | Transaction | $4.50 |
| Declined Withdrawal Fee | Transaction | $0.40 |
| Cash Advance/Overseas ATM Fee | Transaction | $4.50 |

## Features

- **Additional cards**
- **Bill payment (BPAY)** (BPAY available.)
- **Card access** — Visa Debit Card available
- **Digital banking** (Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services)
- **Digital wallet** — Mobile Wallet (Load your Beyond Bank Visa Debit card to your phone to make fast and easy transactions.)
- **Notifications** — Text Me or Push Notification Alert (Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.)
- **Real-time payments (NPP)** (New Payments Platform (NPP) available.  Allows you to send and receive money instantly between eligible accounts with your PayID.)
- **PayID** (New Payments Platform (NPP) is available.  Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts)
- **Account Conversion: Convert to Purple Transactor upon turning 18yrs**

## Eligibility

- **Maximum age** — 17 years
- **Individuals only**
- **Membership: You must be or become a Beyond Bank Australia member**

## More information from Beyond Bank Australia

- [Overview](https://www.beyondbank.com.au/bank-and-save/accounts/youth-accounts/bu-savings-account/)
- [Terms & conditions](https://www.beyondbank.com.au/bank-and-save/accounts/youth-accounts/bu-savings-account/)
- [Eligibility](https://www.beyondbank.com.au/bank-and-save/accounts/youth-accounts/bu-savings-account/)
- [Fees & pricing](https://www.beyondbank.com.au/bank-and-save/accounts/youth-accounts/bu-savings-account/)

## Data provenance

- Published by Beyond Bank Australia under the Consumer Data Right
- Product ID: `5`
- Last updated by the provider: 18 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/beyond-bank-australia/5
- Provider page: https://www.cdrcompare.au/brands/beyond-bank-australia
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000054

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/beyond-bank-australia/products/5) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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