BU Account
Transaction & Savings AccountsData Sharing Status
The perfect account to stash your cash. If you're under 18 years old, our BU Savings Account is a transaction account designed to build your stash of cash quicker than ever!
- Base rate
- 3.15%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Interest is paid quarterly on 31 March, 30 June, 30 September and 31 December | 3.15% | — | every 3 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Bank@Post Deposit Fee | Transaction | $2.00 |
| Bank@Post Withdrawal Fee | Transaction | $4.50 |
| Declined Withdrawal Fee | Transaction | $0.40 |
| Cash Advance/Overseas ATM Fee | Transaction | $4.50 |
Features
- Additional cards
- Bill payment (BPAY)
- BPAY available.
- Card access — Visa Debit Card available
- Digital banking
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services
- Digital wallet — Mobile Wallet
- Load your Beyond Bank Visa Debit card to your phone to make fast and easy transactions.
- Notifications — Text Me or Push Notification Alert
- Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.
- Real-time payments (NPP)
Eligibility
- Maximum age — 17 years
- Individuals only
- Membership: You must be or become a Beyond Bank Australia member
More Information
Published by Beyond Bank Australia under the Consumer Data Right · Last updated 18 May 2026 · Product ID 5 · View on CDR.gov.au