---
title: "Business Line of Credit (Sec) — Beyond Bank Australia"
description: "Business Loans from Beyond Bank Australia. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/beyond-bank-australia/products/54
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-09T16:00:31.7101248Z
---

# Business Line of Credit (Sec) — Beyond Bank Australia

> Business Loans from Beyond Bank Australia. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans**

A Business overdraft provides ongoing access to funds when you need them.  Use the overdraft to combine your business loan and working capital requirement in one flexible revolving line of credit.

## At a glance

- **From:** 8.84% (Variable)

## Apply

Applications are handled by the provider: [Apply at Beyond Bank Australia](https://www.beyondbank.com.au/business/lending/business-overdraft/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Business Overdraft - Mortgage Secured Line of Credit Loan for Business or Commercial purposes. Conditions apply. A margin may be added to the rate indicated that will change the actual rate received.) | 8.84% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Business Loan Establishment Fee — Applies to residential mortgage security and maximum borrowings of $500,000.  Fees & Charges for borrowings above $500,000 (or where commercial mortgage security is required) are available on request. | Upfront | $595.00 |
| Default Notice Fee — This fee is payable whenever we send you a default notice because you have defaulted under the contract. | Event | $20.00 |
| Loan Settlement Fee (a) — This fee is payable for a new loan settled | Upfront | $200.00 |
| Loan Settlement Fee (b) — This fee is payable for each loan variation or top up settled. | Upfront | $150.00 |
| Security Handling Fee — This fee is payable if you ask us to prepare documentation to note a change of your name on the title, or produce your land title. | Upfront | $175.00 |
| Additional Security Fee — This fee is payable when we prepare any security in addition to the mortgage over the primary mortgaged property | Upfront | $200.00 |
| Search Fee — This fee is payable for each search conducted in relation to a loan or security including ASIC search or Title search. | Upfront | $35.00 |
| Default fee on Business Overdraft (Mortgage Secured) — This fee is payable on the 15th day of every month whilst you are in default. | Event | $25.00 |

## Features

- **Bill payment (BPAY)** — BPAY available.
- **Card access** — Visa Debit Card available.
- **Digital banking** (Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.)
- **Digital wallet** — Mobile Wallet (Load your Beyond Bank Visa Debit Card to your phone to make fast and easy transactions.)
- **Notifications** — Text Me or Push Notification Alert (Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.)
- **Real-time payments (NPP)** (New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID.)
- **PayID** (New Payments Platform (NPP) is available. Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts)

## Eligibility

- **Business customers** (Available for Business purposes only.  Conditions apply.)
- **Membership:  You must be or become a Beyond Bank Australia member.**
- **Lending Criteria applies.**
- **Residency status** — Australian Citizen (Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.)

## Constraints

- **Maximum limit** — $2,000,000.00
- **Maximum LVR** — 100%
- **Minimum limit** — $10,000.00
- **Minimum LVR** — 0%

## More information from Beyond Bank Australia

- [Overview](https://www.beyondbank.com.au/business/lending/business-overdraft/)
- [Terms & conditions](https://www.beyondbank.com.au/business/lending/business-overdraft/)
- [Eligibility](https://www.beyondbank.com.au/business/lending/business-overdraft/)
- [Fees & pricing](https://www.beyondbank.com.au/business/lending/business-overdraft/)

## Data provenance

- Published by Beyond Bank Australia under the Consumer Data Right
- Product ID: `54`
- Last updated by the provider: 9 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/beyond-bank-australia/54
- Provider page: https://www.cdrcompare.au/brands/beyond-bank-australia
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000054

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/beyond-bank-australia/products/54) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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