Business Loan
A Business Loan is a simple, low cost way to finance small business needs, like purchasing a new vehicle. With a fixed interest rate, this Business Loan gives you security of knowing your repayments won't change.
- From
- 6.79%
- 7.8% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 7 years Business Vehicle Low Rate Loan Special Offer for Commercial or Business purposes. Flexible loan terms 1-7 years. Conditions apply. | 6.79% | 7.8% | — |
| Fixed · 7 years Business Vehicle Loan for Commercial or Business purposes, secured lending, flexible loan terms 1-7 years. Conditions apply. | 8.69% | — | — |
| Fixed · 7 years Business Loan for Commercial or Business purposes, unsecured lending, flexible loan terms 1- 7 years. Conditions apply. | 13.5% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Search Fee This fee is payable for each search we conduct in relation to a loan or security including an ASIC search or Title search. | Upfront | $35.00 |
| Approval / Variation Fee Applicable when you apply for new or increased credit or request a change to your line of credit contract. | Upfront | $295.00 |
| Default Notice Fee This fee is payable whenever we send you a default notice because you have defaulted under the contract. | Event | $20.00 |
| PPSR & ASIC Search Fees This fee is payable when we conduct a combined PPSR and ASIC Search and obtain certificates. | Upfront | $55.00 |
| Security Administration fee This fee is payable when we prepare a Goods Security or other security in relation to any type of Business Loan. | Upfront | $70.00 |
| Additional Security Fee This fee is payable when we prepare a security such as a guarantee or a security interest over a company's asset. | Upfront | $200.00 |
Features
- Digital banking
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
- Extra repayments
- Additional Repayments: make unlimited additional repayments to your loan.
- Choose between variable or fixed interest rates.
Eligibility
- Business customersAvailable for Business purposes only. Conditions apply.
- Membership: You must be or become a Beyond Bank Australia member.
- Lending Criteria applies.
- Residency status — Australian CitizenMust be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.
Constraints
- Maximum limit — $140,000.00
- Maximum LVR — 100%
- Minimum limit — $5,000.00
- Minimum LVR — 0%
More Information
Published by Beyond Bank Australia under the Consumer Data Right · Last updated 7 April 2026 · Product ID 56 · View on CDR.gov.au · View Source Data (JSON)