---
title: "Line of Credit — Beyond Bank Australia"
description: "Personal Loans from Beyond Bank Australia. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/beyond-bank-australia/products/60
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T20:00:32.8935913Z
---

# Line of Credit — Beyond Bank Australia

> Personal Loans from Beyond Bank Australia. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

The Line of Credit can no longer be opened as a new account.

## At a glance

- **From:** 14.49% (Variable)

## Apply

Applications are handled by the provider: [Apply at Beyond Bank Australia](https://www.beyondbank.com.au/about-us/corporate-governance/disclosures/disclosure-documents/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Unsecured Line of Credit, variable rate.  Conditions apply. Product no longer available for new accounts) | 14.49% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Line of Credit Approval / Variation Fee — Product no longer available for new accounts - no variations can be made to existing line of credits. · Discount −$195.00 — No Line of Credit Approval/Variation Fee - Life Members (eligibility: Other: This fee is waived for Life Members.) | Upfront | $195.00 |
| Default Notice Fee — This fee is payable whenever we send you a default notice because you have defaulted under the contract. | Event | $20.00 |
| Default Fee on Line of Credit — This fee is payable on the 15th day of every month whilst you are in default. | Event | $25.00 |

## Features

- **Bill payment (BPAY)** — BPAY available
- **Card access** — Visa Debit Card available.
- **Digital banking** (Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.)
- **Digital wallet** — Mobile Wallet (Load your Beyond Bank Visa Debit Card to your phone to make fast and easy transactions.)
- **Notifications** — Text Me or Push Notification Alert (Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.)
- **Real-time payments (NPP)** (New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID.)
- **PayID** (New Payments Platform (NPP) is available. Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts)

## Eligibility

- **No longer available as a new account.**

## More information from Beyond Bank Australia

- [Overview](https://www.beyondbank.com.au/about-us/corporate-governance/disclosures/disclosure-documents/)
- [Terms & conditions](https://www.beyondbank.com.au/about-us/corporate-governance/disclosures/disclosure-documents/)
- [Eligibility](https://www.beyondbank.com.au/about-us/corporate-governance/disclosures/disclosure-documents/)
- [Fees & pricing](https://www.beyondbank.com.au/about-us/corporate-governance/disclosures/disclosure-documents/)
- [Bundle information](https://www.beyondbank.com.au/about-us/corporate-governance/disclosures/disclosure-documents/)

## Data provenance

- Published by Beyond Bank Australia under the Consumer Data Right
- Product ID: `60`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/beyond-bank-australia/60
- Provider page: https://www.cdrcompare.au/brands/beyond-bank-australia
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000054

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/beyond-bank-australia/products/60) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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