Line of Credit
Personal LoansData Sharing Status
Be prepared for life's little emergencies with a financial safety net that gives you access to funds when you need it. Start enjoying the benefits today with line of credit loans starting from as little as $2,000.
- From
- 14.49%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Unsecured Line of Credit, variable rate. Conditions apply. | 14.49% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Line of Credit Approval / Variation Fee This fee is payable when you apply for new or increased credit or request a change to your line of credit contract.
| Upfront | $195.00 |
| Default Notice Fee This fee is payable whenever we send you a default notice because you have defaulted under the contract. | Event | $20.00 |
| Default Fee on Line of Credit This fee is payable on the 15th day of every month whilst you are in default. | Event | $25.00 |
Features
- Bill payment (BPAY) — BPAY available
- Card access — Visa Debit Card available.
- Digital banking
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
- Digital wallet — Mobile Wallet
- Load your Beyond Bank Visa Debit Card to your phone to make fast and easy transactions.
- Notifications — Text Me or Push Notification Alert
- Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.
- Real-time payments (NPP)
- New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID.
Eligibility
- Minimum age — 18 yearsMinimum age is 18 years of age.
- Individuals only
- Membership: You must be or become a Beyond Bank Australia member.
- Lending criteria applies.
- Residency status — Australian CitizenMust be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.
Constraints
- Maximum limit — $140,000.00
- Maximum LVR — 0%
- Minimum limit — $2,000.00
- Minimum LVR — 0%
More Information
Published by Beyond Bank Australia under the Consumer Data Right · Last updated 16 July 2026 · Product ID 60 · View on CDR.gov.au · View Source Data (JSON)