Business Transaction Account
Transaction & Savings AccountsData Sharing Status
Business Transaction Account is a simple flexible everyday banking account with no monthly account fees and low transaction fees.
- Base rate
- 0.05%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.01% | Floating Balance Tier 1 | monthly |
| Variable | 0.05% | Floating Balance Tier 2 | monthly |
| Variable | 0.05% | Floating Balance Tier 3 | monthly |
| Variable | 0.05% | Floating Balance Tier 4 | monthly |
| Variable | 0.05% | Floating Balance Tier 5 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Business Acct Visa Cash Out | Transaction | $0.90 |
| Business Acct EFTPOS Fee | Transaction | $0.90 |
| Business AcctTransfer Fee | Transaction | $3.00 |
| Bus Acct Over The Counter Fee | Transaction | $3.00 |
| Direct Debit Fee | Transaction | $0.50 |
| IB External/PayID Transfer Fee | Transaction | $1.00 |
Features
- Additional cards
- Bill payment (BPAY)
- BPAY available.
- Card access — Visa Debit Card available
- Digital banking
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services
- Digital wallet — Mobile Wallet
- Load your Beyond Bank Visa Debit card to your phone to make fast and easy transactions.
- Real-time payments (NPP)
- New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID.
- PayID
- New Payments Platform (NPP) is available. Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts.
Eligibility
- Business customers
- Membership: You must be or become a Beyond Bank Australia member
More Information
Published by Beyond Bank Australia under the Consumer Data Right · Last updated 3 December 2025 · Product ID 8 · View on CDR.gov.au