---
title: "Business Transaction Account — Beyond Bank Australia"
description: "Transaction & Savings Accounts from Beyond Bank Australia. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/beyond-bank-australia/products/8
source: "CDR Compare"
language: en-AU
last_updated: 2026-09-23T04:00:31.7116313Z
---

# Business Transaction Account — Beyond Bank Australia

> Transaction & Savings Accounts from Beyond Bank Australia. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Business Transaction Account is a simple flexible everyday banking account with no monthly account fees and low transaction fees.

## At a glance

- **Base rate:** 0.05%

## Apply

Applications are handled by the provider: [Apply at Beyond Bank Australia](https://www.beyondbank.com.au/business/banking/business-transaction-account/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable (Interest is calculated daily and paid on the last day of each month.) | 0.01% | Floating Balance Tier 1 | monthly |
| Variable (Interest is calculated daily and paid on the last day of each month.) | 0.05% | Floating Balance Tier 2 | monthly |
| Variable (Interest is calculated daily and paid on the last day of each month.) | 0.05% | Floating Balance Tier 3 | monthly |
| Variable (Interest is calculated daily and paid on the last day of each month.) | 0.05% | Floating Balance Tier 4 | monthly |
| Variable (Interest is calculated daily and paid on the last day of each month.) | 0.05% | Floating Balance Tier 5 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Business Acct Visa Cash Out — This fee is payable each time you make a purchase with your visa card and choose to withdraw cash in the same transaction. | Transaction | $0.90 |
| Business Acct EFTPOS Fee — This fee is payable for each EFTPOS transaction you make with your card on this account. | Transaction | $0.90 |
| Business AcctTransfer Fee — This fee is payable for each time a staff member completes a transfer from your account. | Transaction | $3.00 |
| Bus Acct Over The Counter Fee — This fee is payable for each time a staff member completes a transaction in a branch on your account. | Transaction | $3.00 |
| Direct Debit Fee — This fee is payable each time a direct debit is deducted from your account. | Transaction | $0.50 |
| IB External/PayID Transfer Fee — This fee is payable for each transfer you make to another Financial Institution using PayID via Internet Banking. | Transaction | $1.00 |

## Features

- **Additional cards**
- **Bill payment (BPAY)** (BPAY available.)
- **Card access** — Visa Debit Card available
- **Digital banking** (Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services)
- **Digital wallet** — Mobile Wallet (Load your Beyond Bank Visa Debit card to your phone to make fast and easy transactions.)
- **Free transaction allowance** — $0.00 (Some transaction fees are covered by your monthly. Business Banking fee allowance. Check the Fees & Charges guide to see what your allowance includes and what other fees may apply.)
- **Real-time payments (NPP)** (New Payments Platform (NPP) available.  Allows you to send and receive money instantly between eligible accounts with your PayID.)
- **PayID** (New Payments Platform (NPP) is available.  Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts.)
- **Overdraft available** (Overdraft - Optional. Normal lending criteria applies.)

## Eligibility

- **Business customers** (This account is only available to business members.)
- **Membership: You must be or become a Beyond Bank Australia member**

## More information from Beyond Bank Australia

- [Overview](https://www.beyondbank.com.au/business/banking/business-transaction-account/)
- [Terms & conditions](https://www.beyondbank.com.au/business/banking/business-transaction-account/)
- [Eligibility](https://www.beyondbank.com.au/business/banking/business-transaction-account/)
- [Fees & pricing](https://www.beyondbank.com.au/business/banking/business-transaction-account/)

## Data provenance

- Published by Beyond Bank Australia under the Consumer Data Right
- Product ID: `8`
- Last updated by the provider: 23 September 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/beyond-bank-australia/8
- Provider page: https://www.cdrcompare.au/brands/beyond-bank-australia
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000054

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/beyond-bank-australia/products/8) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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