Commercial Property Loan
Commercial Property Loan
- From (investment)
- 8.04%
- 8.3% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable The rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower and repayment types. · This rate is for traditional income assessment. | 8.04% | 8.3% | — |
| Variable The rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower and repayment types. · This rate is for flexible income assessment. | 8.64% | 8.92% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly account keeping fee Charged monthly | Ongoing | $15.00 |
| Loan settlement fee | Upfront | $120.00 |
| Legal fee | Upfront | From $400.00 |
| Application fee The rate shown calculates the minimum application fee applicable, which cannot exceed 1.25% of the principal loan amount (excluding other fees and charges). The applicability and amount of the application fee is determined by the lender using credit assessment criteria, including LVR and can be paid upfront or added into the loan. | Upfront | 0.85% of balance |
| Valuation fee Valuation fee by quote | Upfront | From $0.00 |
| Document vetting fee | Upfront | $525.00 |
| Early Repayment fee Early Repayment fee is calculated as a percentage of the original loan amount and payable if the loan is discharged within three years of the settlement date | Exit |
Features
- We accept both traditional and alternative documentation for income verification
- Interest Only available up to 5 years.
- Extra repayments
- Redraw facility
- Redraw facility allows you to access extra repayments made.
- Offset account
- 100% offset facility. No additional fees. One offset facility per variable loan split.
Eligibility
- Investment purpose only
- Minimum age — 18 years
Constraints
- Maximum loan term 30 years
- Minimum limit — $100,000.00
- Maximum limit — $3,000,000.00 Subject to LVR, location and other credit assessment criteria
- Maximum LVR — 80%The maximum LVR, inclusive of any capitalised fees, is determined based on property location, the requested loan amount, and other relevant credit assessment criteria.
Published by Bluestone Home Loans under the Consumer Data Right · Last updated 8 July 2026 · Product ID Bluestone Commercial Property Loan