---
title: "Expat Home Loan — Bluestone Home Loans"
description: "Home Loans from Bluestone Home Loans. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bluestone-home-loans/products/Bluestone%20Expat%20Home%20Loan
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-04T06:00:00.425507Z
---

# Expat Home Loan — Bluestone Home Loans

> Home Loans from Bluestone Home Loans. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Bluestone Home Loans **

Expat Home Loan

## At a glance

- **From (investment):** 7.39% (7.66% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (The rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower and repayment types.) | 7.39% | 7.66% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Monthly account keeping fee  — Charged monthly | Ongoing | $15.00 |
| Loan settlement fee | Upfront | $120.00 |
| Legal fee | Upfront | From $400.00 |
| Establishment fee | Upfront | $590.00 |
| Risk fee — The rate shown calculates the minimum risk fee applicable, which cannot exceed  0.00% of the principal loan amount (excluding other fees and charges). The applicability and amount of the risk fee is determined by the lender using credit assessment criteria, including LVR and can be paid upfront or added into the loan | Upfront | 0.5% of balance |
| Valuation fee — Covered up to $400 | Upfront | From $0.00 |
| Loan variation fee — These are fees for varying the terms of the loan agreement such as increasing the loan amount, extending the term and amending the security. | Variation | From $250.00 |
| Loan discharge fee | Exit | $500.00 |

## Features

- **Redraw facility** (Redraw facility allows you to access extra repayments made.
)
- **Offset account** (100% offset facility. No additional fees.  One offset facility per variable loan split.

)
- **Interest Only available up to 5 years.
**
- **Extra repayments**

## Eligibility

- **Residency status** — Australian or New Zealand citizens or permanent residents living overseas (
)
- **Minimum age** — 18 years
- **Investment purpose only
**

## Constraints

- **Maximum loan term 30 years
**
- **Minimum limit** — $100,000.00
- **Maximum limit** — $3,000,000.00 ( Subject to LVR,  location and other credit assessment criteria 
)
- **Maximum LVR** — 80% (The maximum LVR, inclusive of any capitalised fees, is determined based on property location, the requested loan amount, and other relevant credit assessment criteria.
)

## Data provenance

- Published by Bluestone Home Loans under the Consumer Data Right
- Product ID: `Bluestone Expat Home Loan`
- Last updated by the provider: 4 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bluestone-home-loans/Bluestone%20Expat%20Home%20Loan
- Provider page: https://www.cdrcompare.au/brands/bluestone-home-loans

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bluestone-home-loans/products/Bluestone%20Expat%20Home%20Loan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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