---
title: "SMSF Residential Loan — Bluestone Home Loans"
description: "Home Loans from Bluestone Home Loans. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bluestone-home-loans/products/Bluestone%20SMSF%20Residential%20Loan
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-04T06:00:00.589129Z
---

# SMSF Residential Loan — Bluestone Home Loans

> Home Loans from Bluestone Home Loans. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans · Bluestone Home Loans **

SMSF Residential Loan

## At a glance

- **From (investment):** 7.09% (7.36% comparison)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (The rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower and repayment types.) | 7.09% | 7.36% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Monthly account keeping fee  — Charged monthly | Ongoing | $15.00 |
| Loan settlement fee | Upfront | $120.00 |
| Legal fee | Upfront | From $550.00 |
| Establishment fee | Upfront | $590.00 |
| Valuation fee — Covered up to $400 | Upfront | From $0.00 |
| Document vetting fee | Upfront | $800.00 |
| Loan discharge fee | Exit | $500.00 |

## Features

- **Interest Only available up to 5 years.
**
- **Extra repayments**

## Eligibility

- **Minimum age** — 18 years
- **Investment purpose only
**

## Constraints

- **Maximum loan term 30 years
**
- **Minimum limit** — $100,000.00
- **Maximum limit** — $1,500,000.00 ( Subject to LVR,  location and other credit assessment criteria 
)
- **Maximum LVR** — 80% (The maximum LVR, inclusive of any capitalised fees, is determined based on property location, the requested loan amount, and other relevant credit assessment criteria.
)

## Data provenance

- Published by Bluestone Home Loans under the Consumer Data Right
- Product ID: `Bluestone SMSF Residential Loan`
- Last updated by the provider: 4 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bluestone-home-loans/Bluestone%20SMSF%20Residential%20Loan
- Provider page: https://www.cdrcompare.au/brands/bluestone-home-loans

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bluestone-home-loans/products/Bluestone%20SMSF%20Residential%20Loan) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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