Stow It Term Deposit Account
We offer both a personal and business option and we pay a great rate to reward you for stashing your hard earned cash with us.
- Fixed rate
- 5.3%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed Rate applied to a 1 Month Term Deposit · This rate is applicable to new Term Deposit Accounts | 4.05% | — | monthly |
| Fixed The rate applied to a 9 month Term Deposit · This rate is applicable to new Term Deposit Accounts | 5.3% | — | every 9 months |
| Fixed The rate applied to a 8 month Term Deposit · This rate is applicable to new Term Deposit Accounts | 5.3% | — | every 8 months |
| Fixed The rate applied to a 3 month Term Deposit · This rate is applicable to new Term Deposit Accounts | 4.95% | — | every 3 months |
| Fixed The rate applied to a 7 month Term Deposit · This rate is applicable to new Term Deposit Accounts | 5.3% | — | every 7 months |
| Fixed The rate applied to a 4 month Term Deposit · This rate is applicable to new Term Deposit Accounts | 5.05% | — | every 4 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Term Deposit Early Withdrawals withdraw part or all of the balance before the maturity date, the interest you receive on the amount withdrawn may be reduced based on the term elapsed as a percentage of the total term. This is the Early Withdrawal Adjustment. View TD Terms and conditions for full details Percentage of time elapsed out of original term: Percentage Interest reduced by - 0% to <20%: 90%, 20% to < 40%:80%, 40% to < 60%: 60%, 60% to < 80%: 40%, 80% to < 100%: 20% | Withdrawal | From $0.00 |
Features
- A loyalty bonus maybe offered if you automatically roll over your term deposit into a new term with BNK/Goldfields
- 7 calendar days rollover cooling off period.
- Digital banking
- Internet Banking Available
- No Fees
- Rollover facility available
- All deposits you have with BNK/Goldfields are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme.
Eligibility
- Minimum age — 18 years
- Residency status — An Australian citizen, permanent resident or Australian resident for tax purposes
- Individuals onlyTo open a term deposit as a personal customer, you must: - be an individual (or up to 4 individuals) - be an Australian resident for tax purposes - have a residential postal address in Australia - maintain a current email address, an Australian mobile number and always have access to an electronic device with a working internet connection
Constraints
- Minimum balance — $5,000.00
- Opening balance — $5,000.00
Published by BNK Bank (Goldfields Money/BCHL) under the Consumer Data Right · Last updated 13 July 2026 · Product ID 1006 · View on CDR.gov.au