---
title: "Stow It Term Deposit Account — BNK Bank (Goldfields Money/BCHL)"
description: "Term Deposits from BNK Bank (Goldfields Money/BCHL). Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/bnk-bank-goldfields-money-bchl/products/1006
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-19T20:00:00.747169Z
---

# Stow It Term Deposit Account — BNK Bank (Goldfields Money/BCHL)

> Term Deposits from BNK Bank (Goldfields Money/BCHL). Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits**

We offer both a personal and business option and we pay a great rate to reward you for stashing your hard earned cash with us.

## At a glance

- **Fixed rate:** 5.25% (9 months)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 month (Rate applied to a 1 Month Term Deposit · This rate is applicable to new Term Deposit Accounts ) | 4.05% | — | monthly |
| Fixed · 9 months (The rate applied to a 9 month Term Deposit · This rate is applicable to new Term Deposit Accounts ) | 5.25% | — | every 9 months |
| Fixed · 8 months (The rate applied to a 8 month Term Deposit · This rate is applicable to new Term Deposit Accounts ) | 5.25% | — | every 8 months |
| Fixed · 3 months (The rate applied to a 3 month Term Deposit · This rate is applicable to new Term Deposit Accounts ) | 4.95% | — | every 3 months |
| Fixed · 7 months (The rate applied to a 7 month Term Deposit · This rate is applicable to new Term Deposit Accounts ) | 5.25% | — | every 7 months |
| Fixed · 4 months (The rate applied to a 4 month Term Deposit · This rate is applicable to new Term Deposit Accounts ) | 5.05% | — | every 4 months |
| Fixed · 10 months (The rate applied to a 10 month Term Deposit · This rate is applicable to new Term Deposit Accounts ) | 5.25% | — | every 10 months |
| Fixed · 1 year (The rate applied to a 12 month Term Deposit · This rate is applicable to new Term Deposit Accounts ) | 5.25% | — | every 12 months |
| Fixed · 2 months (The rate applied to a 2 month Term Deposit · This rate is applicable to new Term Deposit Accounts ) | 4.45% | — | every 2 months |
| Fixed · 6 months (The rate applied to a 6 month Term Deposit · This rate is applicable to new Term Deposit Accounts ) | 5.2% | — | every 6 months |
| Fixed · 5 months (The rate applied to a 5 month Term Deposit · This rate is applicable to new Term Deposit Accounts ) | 5.2% | — | every 5 months |
| Fixed · 11 months (The rate applied to a 11 month Term Deposit · This rate is applicable to new Term Deposit Accounts ) | 5.25% | — | every 11 months |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Term Deposit Early Withdrawals  — withdraw part or all of the balance before the maturity date, the interest you receive on the amount withdrawn may be reduced based on the term elapsed as a percentage of the total term. This is the Early Withdrawal Adjustment. View TD Terms and conditions for full details Percentage of time elapsed out of original term: Percentage Interest reduced by - 0% to <20%: 90%,  20% to < 40%:80%,  40% to < 60%: 60%, 60% to < 80%: 40%, 80% to < 100%: 20% | Withdrawal | From $0.00 |

## Features

- **A loyalty bonus maybe offered if you automatically roll over your term deposit into a new term with BNK/Goldfields**
- **7 calendar days rollover cooling off period.**
- **Digital banking** (Internet Banking Available)
- **No Fees**
- **Rollover facility available**
- **All deposits you have with BNK/Goldfields are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme.**

## Eligibility

- **Minimum age** — 18 years
- **Residency status** — An Australian citizen, permanent resident or Australian resident for tax purposes
- **Individuals only** (To open a term deposit as a personal customer, you must:
- be an individual (or up to 4 individuals)
- be an Australian resident for tax purposes 
- have a residential postal address in Australia
- maintain a current email address, an Australian mobile number and always have access to an electronic device with a working internet connection )

## Constraints

- **Minimum balance** — $5,000.00
- **Opening balance** — $5,000.00

## Data provenance

- Published by BNK Bank (Goldfields Money/BCHL) under the Consumer Data Right
- Product ID: `1006`
- Last updated by the provider: 19 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/bnk-bank-goldfields-money-bchl/1006
- Provider page: https://www.cdrcompare.au/brands/bnk-bank-goldfields-money-bchl
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000451

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/bnk-bank-goldfields-money-bchl/products/1006) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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