BOQ Specialist

With our One Account for Business, you will earn a savings rate of interest on your positive balances in your account. Enjoy the convenience of a debit card and access to an optional overdraft to help manage your practice cashflow

If you need more frequent access to your savings, our notice account features a competitive interest rate, that is calculated on the daily closing credit balance of your account and paid monthly, and gives you access to your money after providing 32 days’ notice. A good choice for you if you are saving for a goal such as a deposit on a house, new car or holiday, you would like to make regular deposits to your savings, and if you prefer a variable interest rate.

The BOQ Specialist Private Access account allows you to make deposits and transfer funds at any time, requires no ongoing minimum balance and pays a competitive variable rate of interest on your entire balance. A good choice for you if you want daily access to your funds and you prefer a variable interest rate.

The One Account is a unique transaction account that pays a competitive rate of interest on credit balances as well as giving you access to an optional overdraft facility. There are no ongoing monthly fees and we don't require you to maintain a minimum balance

Looking for a dependable yield from your income or hard earned savings? Then a BOQ Specialist fixed term deposit could be an option to consider

The Plus loan (an unsecured credit facility that provides additional borrowing above a defined LVR subject to eligibility criteria and credit assessment) as part of the Home Loan Banking Package.

More than just a home loan, the package allows you to manage your finances in one place with the help of a dedicated financial specialist. It combines a home loan with a credit card and an everyday bank account

The Basic Home Loan offers a low competitive interest rate, an optional One Account to support your everyday banking needs and a redraw facility to manage surplus funds.

Platinum Visa Credit Card

At BOQ Specialist, we believe it's important to find the credit card that's right for you. Whether you are a doctor, dentist or vet, we have a credit card to match your personal and business needs. Everyone likes to be rewarded. That's why BOQ Specialist credit cards come with an exciting range of premium benefits. You'll find it's easier than expected to earn, enjoy and relax

Signature Visa Credit Card

At BOQ Specialist, we believe it's important to find the credit card that's right for you. Whether you are a doctor, dentist or vet, we have a credit card to match your personal and business needs. Everyone likes to be rewarded. That's why BOQ Specialist credit cards come with an exciting range of premium benefits. You'll find it's easier than expected to earn, enjoy and relax

Buying a car is all about a multitude of choices - colours, makes, models and optional extras. If a car gives you freedom of choice, why be limited to a car loan that doesn't offer the same? We offer a wide choice of tailored car loan solutions and go to great lengths to give the financing that's right for you.

A construction loan is a facility with the flexibility to make progress payments to your builder throughout the construction period as each building stage is completed.

Do you dream of owning your own private practice? Or a share of an existing practice? Our extensive experience in lending to doctors, dentists and vets means that we understand the value of your profession and are able to lend against the practice's goodwill and equipment, rather than your home. We can lend up to 100% of the amount you need to buy an existing practice without requiring you to use your home or other property as security. We can also lend up to 100% of the amount you need to buy into an existing partnership or increase your share in a practice. Existing partners can remain unaffected as we only take security interest over your share of the partnership.

BOQS Market Rate Loan - This product is currently being trialled with select business customers only

We offer a range of lending options for investing in new equipment for your medical, dental or veterinary practice. We have helped thousands of practice owners find the best finance solution for their individual situation, and because we only deal with doctors, dentists and vets we truly understand the equipment finance needs of these industries. The equipment you choose for your practice is one of the most crucial decisions you will make. Thanks to our experience and strong partnership with the medical community, our trusted asset finance arrangements allow you to make better use of your cash flow.

Own your practice premises with our commercial property loan and borrow up to 100% of the purchase price (subject to credit approval). At BOQ Specialist, we want to make buying your own practice premises as easy as possible. That's why our commercial property loans allow you to borrow up to 100% of the purchase price of your practice premises, with no Lender's Mortgage Insurance.

You've rented or purchased premises for your practice and now you need to fit it out with fixtures and fittings to make it look professional. We know it's a complex task, with all sorts of hidden pitfalls and unforeseen costs that can be exacerbated by restrictions of the finance you've arranged. We make it easy with a flexible escrow facility which covers everything - and we mean everything, from dry walling right down to carpets, windows, paint and plumbing. We manage the payments to suppliers under your instruction and you pay the total amount back in one simple repayment structure. Fit-outs are a large investment in your practice and while it's important that you choose the right assets and equipment, it's equally important that you choose the right kind of financing.

Buying a car is all about a multitude of choices - colours, makes, optional extras and models. If a car gives you freedom of choice, why be limited to a car loan that doesn't offer the same? At BOQ Specialist, we offer a wide choice of tailored motor vehicle financing solutions and go to great lengths to give the financing that's right for you. Not only can we offer competitive car finance interest rates, we can offer flexible repayment structures to suit your needs.

The overdraft facility is an optional feature of the BOQ Specialist One account. The facility can help you to manage your cash flow, particularly when paying for practice expenses. It can give you an unsecured line of credit and you don't have to use your personal property as security. You only pay interest on what you use, not on the entire credit limit.