Signature Visa Credit Card
At BOQ Specialist, we believe it's important to find the credit card that's right for you. Whether you are a doctor, dentist or vet, we have a credit card to match your personal and business needs. Everyone likes to be rewarded. That's why BOQ Specialist credit cards come with an exciting range of premium benefits. You'll find it's easier than expected to earn, enjoy and relax
- Purchase rate
- 20.5%
- Annual fee
- $400.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Purchase | 20.5% | — | — |
| Cash advance | 20.5% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Voucher Retrieval Fee Payable for each voucher retrieval you request BOQ Specialist to obtain from a relevant merchant. | Event | $10.00 |
| Foreign Currency Conversion Fee Payable when you make a transaction on your card account in a currency other than Australian dollars, or you make a transaction on your card account in any currency (including AUD) that is processed by the card scheme or billed by the merchant outside Australia. 1.0% of the total amount of each such transaction is payable to Visa as a currency conversion charge and the remaining 2.2% of the total amount of each such transaction is an administration fee payable to BOQ Specialist. | Purchase | 3.2% of transaction |
| Payment Dishonour Fee Payable per dishonour and deducted from your card account at the time of dishonour. | Dishonour | $15.00 |
| Duplicate and Interim Statement Fee Per request (payable and deducted from your card account on request of a statement or copy of a statement in addition to the monthly credit card statement we give you in accordance with the Conditions of Use). | Enquiry | $10.00 |
| Annual Card Fee Charged yearly · Deducted from your card account after you activate your card account and then on each anniversary after that date (unless otherwise advertised) | Ongoing |
Features
- Additional cards — up to 9
- Split statements - need separate credit cards for business and personal purposes? No problem. We can offer multiple credit cards under one account and split your statements up to simplify life
- Loyalty program — Frequent Flyer Rewards
- 1 Qantas Point or 1 Velocity Frequent Flyer Point for every $1 spent on eligible purchases in Australia up to $7,500 and 0.5 Points for every $1 spent above $7,500 up to a capped amount of $30,000 each statement period. 1 Qantas Point or 1 Velocity Frequent Flyer Point for every $1 spent on eligible international purchases each statement period. 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia
- Loyalty program — Choice of rewards program
- Velocity Frequent Flyer points on your everyday purchases
- Visa Concierge Service - get a helping hand with travel recommendations and local event tickets Visa Front Line Access - reserve tickets to some of the best shows, concerts and sporting events. Visa Entertainment - get the hottest entertainment offers including pre-sale tickets and member promotions
- Loyalty program — Choice of rewards program
- Earn Qantas rewards points on your everyday purchases
Eligibility
- Minimum income — $120,000.00 p.a.
- Individuals only
- Product is generally offered to medical, dental, veterinary or accounting professions and their associates and suppliers
- Minimum age — 18 years
- Residency status — Resident or Citizen
Constraints
- Minimum limit — $15,000.00Minimum Credit Limit
More Information
Published by BOQ Specialist under the Consumer Data Right · Last updated 26 June 2026 · Product ID 09186288-5c03-ee11-8f6e-00224814dce7 · View on CDR.gov.au