--- title: "32 Day Notice Account — BOQ Specialist" description: "Transaction & Savings Accounts from BOQ Specialist. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/boq-specialist/products/0c186288-5c03-ee11-8f6e-00224814dce7 source: "CDR Compare" language: en-AU last_updated: 2026-08-12T04:11:36Z --- # 32 Day Notice Account — BOQ Specialist > Transaction & Savings Accounts from BOQ Specialist. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts** If you need more frequent access to your savings, our notice account features a competitive interest rate, that is calculated on the daily closing credit balance of your account and paid monthly, and gives you access to your money after providing 32 days’ notice. A good choice for you if you are saving for a goal such as a deposit on a house, new car or holiday, you would like to make regular deposits to your savings, and if you prefer a variable interest rate. ## At a glance - **Base rate:** 3.75% - **Intro rate:** 0.95% (conditions apply) ## Apply Applications are handled by the provider: [Apply at BOQ Specialist](https://www.boqspecialist.com.au/forms/32-day-notice-account) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Introductory · 5 months (0.95% p.a. introductory bonus rate on the 32 Day Notice Account for eligible new-to-bank customers who open a new 32 Day Notice Account during the promotional period. Eligible accounts will receive a total introductory variable rate of 0.95% p.a. plus the standard base rate for the first five months from account opening. The offer is available until 30 November 2026, unless amended, suspended or withdrawn earlier.) | 0.95% | 32 Day Notice Account Introductory Rate Offer | monthly | | Variable (Interest paid monthly) | 3.75% | — | monthly | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Overdrawn Account Fee — Charged if we honour a transaction that overdraws your account | Event | $15.00 | | Bank Audit Certificate — Charged for each Bank Audit Certificate issued as part of an audit request | Event | $30.00 | | Bank Cheque Fee — Charged for issuing a bank cheque | Event | $10.00 | | Optional Overdraft Facility Application Fee — If your Overdraft is approved and established, the Application Fee will be debited from your Account | Upfront | $0.00 | | Transaction Fee (overnight) | Transaction | $0.00 | | Replacement of Online Banking security credential — Charged for each replacement Online Banking security credential issued | Replacement | $50.00 | | Dishonour Fee — Charged if there is insufficient cleared funds available to cover the value of a direct debit being processed | Dishonour | $45.00 | | Direct Debit Fee | Payment | $0.00 | | Transaction Fee (international) — Payable when you transfer money to a Beneficiary with a bank account held at an overseas financial institution or Foreign Currency transfer to an australian financial institution. | Transaction | $30.00 | | Trace Fee — Charged for each request to perform a trace on any transaction type | Event | $20.00 | | Account keeping Fee — Charged every 12 months | Ongoing | $0.00 | | Duplicate and Interim Statement Fee — Charged for each Duplicate and Interim statement issued | Enquiry | $5.00 | | Online Banking Security credential | Replacement | $0.00 | ## Features - **A savings account with funds available with 32 days prior notice** - **Competitive interest rate on credit balances and no monthly account keeping fees** - **Add funds to account at any time** - **Interest calculated daily and paid monthly** - **No minimum balance requirements** - **Digital banking** (Keep track of your investment by using online or mobile banking to keep tabs on your earnings.) ## Eligibility - **Residency status** — Resident or Citizen - **Minimum age** — 18 years - **Product is offered to medical, dental, veterinary & accounting professionals only** ## Constraints - **Opening balance** — $10,000.00 (While we have the discretion to determine deposit size, we usually accept a minimum deposit of AUD 10,000.00) ## More information from BOQ Specialist - [Overview](https://www.boqspecialist.com.au/personal-banking/savings-accounts/notice-account) - [Terms & conditions](https://www.boqspecialist.com.au/content/dam/boq-specialist/files/products/bank-accounts/one-account/terms-and-conditions/BOQS001377-Transaction-and-savings-accounts-overdraft-facility-terms-and-conditions.pdf) - [Eligibility](https://www.boqspecialist.com.au/about) - [Fees & pricing](https://www.boqspecialist.com.au/content/dam/boq-specialist/files/products/bank-accounts/one-account/terms-and-conditions/BOQS001377-Transaction-and-savings-accounts-overdraft-facility-terms-and-conditions.pdf) ## Data provenance - Published by BOQ Specialist under the Consumer Data Right - Product ID: `0c186288-5c03-ee11-8f6e-00224814dce7` - Last updated by the provider: 12 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/boq-specialist/0c186288-5c03-ee11-8f6e-00224814dce7 - Provider page: https://www.cdrcompare.au/brands/boq-specialist - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000242 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/boq-specialist/products/0c186288-5c03-ee11-8f6e-00224814dce7) — product data published by Australian data holders under the Consumer Data Right. 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