32 Day Notice Account
If you need more frequent access to your savings, our notice account features a competitive interest rate, that is calculated on the daily closing credit balance of your account and paid monthly, and gives you access to your money after providing 32 days’ notice. A good choice for you if you are saving for a goal such as a deposit on a house, new car or holiday, you would like to make regular deposits to your savings, and if you prefer a variable interest rate.
- Base rate
- 3.75%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Interest paid monthly | 3.75% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Overdrawn Account Fee Charged if we honour a transaction that overdraws your account | Event | $15.00 |
| Bank Audit Certificate Charged for each Bank Audit Certificate issued as part of an audit request | Event | $30.00 |
| Bank Cheque Fee Charged for issuing a bank cheque | Event | $10.00 |
| Optional Overdraft Facility Application Fee If your Overdraft is approved and established, the Application Fee will be debited from your Account | Upfront | $0.00 |
| Transaction Fee (overnight) | Transaction | $0.00 |
| Replacement of Online Banking security credential Charged for each replacement Online Banking security credential issued | Replacement | $50.00 |
| Dishonour Fee Charged if there is insufficient cleared funds available to cover the value of a direct debit being processed |
Features
- A savings account with funds available with 32 days prior notice
- Competitive interest rate on credit balances and no monthly account keeping fees
- Add funds to account at any time
- Interest calculated daily and paid monthly
- No minimum balance requirements
- Digital banking
- Keep track of your investment by using online or mobile banking to keep tabs on your earnings.
Eligibility
- Residency status — Resident or Citizen
- Minimum age — 18 years
- Product is offered to medical, dental, veterinary & accounting professionals only
Constraints
- Opening balance — $10,000.00While we have the discretion to determine deposit size, we usually accept a minimum deposit of AUD 10,000.00
More Information
Published by BOQ Specialist under the Consumer Data Right · Last updated 19 June 2026 · Product ID 0c186288-5c03-ee11-8f6e-00224814dce7 · View on CDR.gov.au