--- title: "Fit Out Finance — BOQ Specialist" description: "Business Loans from BOQ Specialist. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/boq-specialist/products/15186288-5c03-ee11-8f6e-00224814dce7 source: "CDR Compare" language: en-AU last_updated: 2026-05-07T00:10:36Z --- # Fit Out Finance — BOQ Specialist > Business Loans from BOQ Specialist. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Business Loans · Negotiable rates** You've rented or purchased premises for your practice and now you need to fit it out with fixtures and fittings to make it look professional. We know it's a complex task, with all sorts of hidden pitfalls and unforeseen costs that can be exacerbated by restrictions of the finance you've arranged. We make it easy with a flexible escrow facility which covers everything - and we mean everything, from dry walling right down to carpets, windows, paint and plumbing. We manage the payments to suppliers under your instruction and you pay the total amount back in one simple repayment structure. Fit-outs are a large investment in your practice and while it's important that you choose the right assets and equipment, it's equally important that you choose the right kind of financing. ## At a glance - **From:** 10.7% (Variable) ## Apply Applications are handled by the provider: [Apply at BOQ Specialist](https://www.boqspecialist.com.au/practice-finance/asset-finance/practice-fitout) ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Variable | 10.7% | — | — | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Termination Fee — Payable if an agreement is terminated before expiration of the term of that agreement | Exit | Variable | | Application Reassessment Fee — Charged when an application is reassessed | Variation | $250.00 | | Settlement Cancellation Fee — Charged if a booked settlement does not proceed | Event | $150.00 | | Consent to lease Fee — Charged when a consent to registration of lease and production of Certificate of Title is required | Variation | $395.00 | | SWIFT Fee — Charged if sending payment via SWIFT | Payment | $30.00 | | Documentation or Establishment Fee — Charged for set up of the Facility | Upfront | Variable | | Direct Debit Processing Fee — Charged for each time a direct debit is received from you | Payment | Variable | | Trust Deed Review — Charged when a trust deed requires review | Variation | $220.00 | | Discharge Fee — $150 (PPSR security) $250 (property) Charged each time a security is discharged (per security) | Exit | Variable | | Payment Dishonour Fee — Charged each time a cheque or payment made by you is dishonoured | Dishonour | $15.00 | | Bank Cheque Fee — Charged if sending payment via Bank Cheque (per bank cheque) | Event | $10.00 | | Break Costs — Payable if an agreement is terminated before expiration of the term of that agreement | Variation | Variable | | Substitution/Assignment/Novation Fee — $450 plus any applicable External Costs | Variation | Variable | | Variation Fee — $395 - $950. Charged for any variations made to the loan that need documentation | Variation | Variable | | Escrow Services Fee — An escrow services fee is payable at the end of each escrow agreement you make with us. | Event | Variable | | Monthly Account Keeping Fee — Charged monthly | Ongoing | $25.00 | ## Features - **Flexible draw-down facility for payments during the fitout process** - **Manage payments across various suppliers/trades people** - **Flexible terms and repayment options including low startup repayments** - **A range of fitout finance options including lease, hire purchase, rental or chattel mortgage** - **Options of no repayments during the drawdown stage to free up cash flow** - **Your dedicated financial specialist can manage the facility and payments of invoices to free up your time** ## Eligibility - **Exclusively available to medical, dental, veterinary and accounting professionals** ## More information from BOQ Specialist - [Overview](https://www.boqspecialist.com.au/practice-finance/asset-finance/practice-fitout) - [Terms & conditions](https://www.boqspecialist.com.au/practice-finance/asset-finance/practice-fitout) - [Eligibility](https://www.boqspecialist.com.au/about) - [Fees & pricing](https://www.boqspecialist.com.au/practice-finance/asset-finance/practice-fitout) ## Data provenance - Published by BOQ Specialist under the Consumer Data Right - Product ID: `15186288-5c03-ee11-8f6e-00224814dce7` - Last updated by the provider: 7 May 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/boq-specialist/15186288-5c03-ee11-8f6e-00224814dce7 - Provider page: https://www.cdrcompare.au/brands/boq-specialist - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000242 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/boq-specialist/products/15186288-5c03-ee11-8f6e-00224814dce7) — product data published by Australian data holders under the Consumer Data Right. 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