---
title: "Commercial Property Loan — BOQ Specialist"
description: "Business Loans from BOQ Specialist. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/boq-specialist/products/1a186288-5c03-ee11-8f6e-00224814dce7
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-07T00:10:46Z
---

# Commercial Property Loan — BOQ Specialist

> Business Loans from BOQ Specialist. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

Own your practice premises with our commercial property loan and borrow up to 100% of the purchase price (subject to credit approval). At BOQ Specialist, we want to make buying your own practice premises as easy as possible. That's why our commercial property loans allow you to borrow up to 100% of the purchase price of your practice premises, with no Lender's Mortgage Insurance.

## At a glance

- **From:** 8.6% (Variable)

## Apply

Applications are handled by the provider: [Apply at BOQ Specialist](https://www.boqspecialist.com.au/practice-finance/commercial-property-loans)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 8.6% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Trust Deed Review — Charged when a trust deed requires review | Variation | $220.00 |
| Application Reassessment Fee — Charged when an application is reassessed | Variation | $250.00 |
| Documentation or Establishment Fee — Charged for set up of the Facility | Upfront | Variable |
| Variation Fee — $395 - $950. Charged for any variations made to the loan that need documentation | Variation | Variable |
| Termination Fee — Payable if an agreement is terminated before expiration of the term of that agreement | Exit | Variable |
| Bank Cheque Fee — Charged if sending payment via Bank Cheque (per bank cheque) | Event | $10.00 |
| SWIFT Fee — Charged if sending payment via SWIFT | Payment | $30.00 |
| Consent to lease Fee — Charged when a consent to registration of lease and production of Certificate of Title is required | Variation | $395.00 |
| Discharge Fee — $150 (PPSR security) $250 (property) Charged each time a security is discharged (per security) | Exit | Variable |
| Settlement Cancellation Fee — Charged if a booked settlement does not proceed | Event | $150.00 |
| Payment Dishonour Fee — Charged each time a cheque or payment made by you is dishonoured | Dishonour | $15.00 |
| Escrow Services Fee — An escrow services fee is payable at the end of each escrow agreement you make with us. | Event | Variable |
| Substitution/Assignment/Novation Fee — $450 plus any applicable External Costs | Variation | Variable |
| Break Costs — Payable if an agreement is terminated before expiration of the term of that agreement | Exit | Variable |
| Monthly Account Keeping Fee — Charged monthly | Ongoing | $25.00 |

## Features

- **Make repayments with your BOQ Specialist credit card and earn reward points. (T&Cs apply)**
- **Borrow up to 100% of the purchase price to buy your own practice premises or up to 80% of the purchase price for a commercial investment**
- **Lending via SMSF have different borrowing criteria. Borrow up to 90% of the purchase price for owner-occupied practice premise**
- **Competitive commercial property loan interest rates**
- **No Lender's Mortgage Insurance**
- **Fixed, variable and line of credit options to choose from**
- **Flexible loan structures including interest-only for certain periods**
- **Stand-alone financing linked to the property being financed**
- **Construction loans for purpose-built practice premises (not in SMSF)**

## Eligibility

- **Exclusively available to medical, dental, veterinary and accounting professionals**

## More information from BOQ Specialist

- [Overview](https://www.boqspecialist.com.au/practice-finance/commercial-property-loans)
- [Terms & conditions](https://www.boqspecialist.com.au/practice-finance/commercial-property-loans)
- [Eligibility](https://www.boqspecialist.com.au/about)
- [Fees & pricing](https://www.boqspecialist.com.au/practice-finance/commercial-property-loans)

## Data provenance

- Published by BOQ Specialist under the Consumer Data Right
- Product ID: `1a186288-5c03-ee11-8f6e-00224814dce7`
- Last updated by the provider: 7 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/boq-specialist/1a186288-5c03-ee11-8f6e-00224814dce7
- Provider page: https://www.cdrcompare.au/brands/boq-specialist
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000242

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/boq-specialist/products/1a186288-5c03-ee11-8f6e-00224814dce7) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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