Commercial Property Loan
Own your practice premises with our commercial property loan and borrow up to 100% of the purchase price (subject to credit approval). At BOQ Specialist, we want to make buying your own practice premises as easy as possible. That's why our commercial property loans allow you to borrow up to 100% of the purchase price of your practice premises, with no Lender's Mortgage Insurance.
- From
- 8.6%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.6% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Trust Deed Review Charged when a trust deed requires review | Variation | $220.00 |
| Application Reassessment Fee Charged when an application is reassessed | Variation | $250.00 |
| Documentation or Establishment Fee Charged for set up of the Facility | Upfront | Variable |
| Variation Fee $395 - $950. Charged for any variations made to the loan that need documentation | Variation | Variable |
| Termination Fee Payable if an agreement is terminated before expiration of the term of that agreement | Exit | Variable |
| Bank Cheque Fee Charged if sending payment via Bank Cheque (per bank cheque) | Event | $10.00 |
| SWIFT Fee Charged if sending payment via SWIFT | Payment |
Features
- Make repayments with your BOQ Specialist credit card and earn reward points. (T&Cs apply)
- Borrow up to 100% of the purchase price to buy your own practice premises or up to 80% of the purchase price for a commercial investment
- Lending via SMSF have different borrowing criteria. Borrow up to 90% of the purchase price for owner-occupied practice premise
- Competitive commercial property loan interest rates
- No Lender's Mortgage Insurance
- Fixed, variable and line of credit options to choose from
- Flexible loan structures including interest-only for certain periods
- Stand-alone financing linked to the property being financed
Eligibility
- Exclusively available to medical, dental, veterinary and accounting professionals
More Information
Published by BOQ Specialist under the Consumer Data Right · Last updated 7 May 2026 · Product ID 1a186288-5c03-ee11-8f6e-00224814dce7 · View on CDR.gov.au