---
title: "Motor Vehicle Finance — BOQ Specialist"
description: "Business Loans from BOQ Specialist. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/boq-specialist/products/1b186288-5c03-ee11-8f6e-00224814dce7
source: "CDR Compare"
language: en-AU
last_updated: 2026-03-11T13:49:20Z
---

# Motor Vehicle Finance — BOQ Specialist

> Business Loans from BOQ Specialist. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

Buying a car is all about a multitude of choices - colours, makes, optional extras and models. If a car gives you freedom of choice, why be limited to a car loan that doesn't offer the same? At BOQ Specialist, we offer a wide choice of tailored motor vehicle financing solutions and go to great lengths to give the financing that's right for you. Not only can we offer competitive car finance interest rates, we can offer flexible repayment structures to suit your needs.

## Apply

Applications are handled by the provider: [Apply at BOQ Specialist](https://www.boqspecialist.com.au/practice-finance/asset-finance/vehicle-finance)

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Break Costs — Payable if an agreement is terminated before expiration of the term of that agreement | Variation | Variable |
| Termination Fee — Payable if an agreement is terminated before expiration of the term of that agreement | Exit | Variable |
| Direct Debit Processing Fee — Charged for each time a direct debit is received from you | Payment | Variable |
| Application Reassessment Fee — Charged when an application is reassessed | Variation | $250.00 |
| SWIFT Fee — Charged if sending payment via SWIFT | Payment | $30.00 |
| Settlement Cancellation Fee — Charged if a booked settlement does not proceed | Event | $150.00 |
| Escrow Services Fee — An escrow services fee is payable at the end of each escrow agreement you make with us. | Event | Variable |
| Documentation or Establishment Fee — Charged for set up of the Facility | Upfront | Variable |
| Trust Deed Review — Charged when a trust deed requires review | Variation | $220.00 |
| Variation Fee — $395 - $950. Charged for any variations made to the loan that need documentation | Variation | Variable |
| Monthly Account Keeping Fee — Charged monthly | Ongoing | $25.00 |
| Discharge Fee — $150 (PPSR security) $250 (property) Charged each time a security is discharged (per security) | Exit | Variable |
| Bank Cheque Fee — Charged if sending payment via Bank Cheque (per bank cheque) | Event | $10.00 |
| Payment Dishonour Fee — Charged each time a cheque or payment made by you is dishonoured | Dishonour | $15.00 |
| Substitution/Assignment/Novation Fee — $450 plus any applicable External Costs | Variation | Variable |
| Consent to lease Fee — Charged when a consent to registration of lease and production of Certificate of Title is required | Variation | $395.00 |

## Features

- **Can be structured for an individual, company or trust**
- **Fixed and variable terms of up to seven years**
- **Loans can be structured with or without balloon payments**
- **Car loan repayments to suit your cash-flow**
- **Competitive car loan interest rates**
- **Car finance available for both new and used vehicles**
- **Option to finance for business or private use**
- **Structured car loan options including car finance lease, hire purchase, chattel mortgages and novated lease**

## Eligibility

- **Exclusively available to medical, dental, veterinary and accounting professionals**

## More information from BOQ Specialist

- [Overview](https://www.boqspecialist.com.au/practice-finance/asset-finance/vehicle-finance)
- [Terms & conditions](https://www.boqspecialist.com.au/practice-finance/asset-finance/vehicle-finance)
- [Eligibility](https://www.boqspecialist.com.au/about)
- [Fees & pricing](https://www.boqspecialist.com.au/practice-finance/asset-finance/vehicle-finance)

## Data provenance

- Published by BOQ Specialist under the Consumer Data Right
- Product ID: `1b186288-5c03-ee11-8f6e-00224814dce7`
- Last updated by the provider: 11 March 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/boq-specialist/1b186288-5c03-ee11-8f6e-00224814dce7
- Provider page: https://www.cdrcompare.au/brands/boq-specialist
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000242

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/boq-specialist/products/1b186288-5c03-ee11-8f6e-00224814dce7) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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