One Account for Business
With our One Account for Business, you will earn a savings rate of interest on your positive balances in your account. Enjoy the convenience of a debit card and access to an optional overdraft to help manage your practice cashflow
- Base rate
- 0.1%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Interest may be paid by debiting Your Designated Account on the first day of the month following the debiting of interest, by making deposits individually or in aggregate for an amount greater than the interest charged on your account by the end of the following month, or by capitalising the interest for a period of time (subject to approval). | 8.7% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Interest paid monthly | 0.1% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Overdrawn Account Fee Charged if we honour a transaction that overdraws your account | Event | $15.00 |
| Transaction Fee (international) Payable when you transfer money to a Beneficiary with a bank account held at an overseas financial institution or Foreign Currency transfer to an australian financial institution. | Transaction | $30.00 |
| Foreign ATM Fee Charged for each transaction at an ATM outside of Australia. | Withdrawal | $5.00 |
| Optional Overdraft Facility Application Fee If your Overdraft is approved and established, the Application Fee will be debited from your Account | Upfront | $0.00 |
| Express PIN delivery Priority handling cost for replacement PIN | Event | $30.00 |
| Replacement of Online Banking security credential Charged for each replacement Online Banking security credential issued | Replacement | $50.00 |
Features
- Unlimited transactions
- Free ATM withdrawals at over 2,100 atmx by Armaguard ATMs, as well as all BOQ branch ATMs and the four major banks Australia wide
- Overdraft available
- Access to an optional overdraft facility
- Digital wallet — Apple Pay
- Easy, fast and secure payments with Apple Pay
- Earn a savings rate of interest on your everyday account balance
- Card access — Easy Access
- Easily access your funds using your Visa debit card
- Digital wallet — Google Pay
- Easy, fast and secure payments with Google Pay
- Bill payment (BPAY)
Eligibility
- Product is offered to medical, dental, veterinary & accounting professionals only
- Business customers
More Information
Published by BOQ Specialist under the Consumer Data Right · Last updated 14 July 2026 · Product ID 20186288-5c03-ee11-8f6e-00224814dce7 · View on CDR.gov.au · View Source Data (JSON)