--- title: "Platinum Visa Credit Card — BOQ Specialist" description: "Credit & Charge Cards from BOQ Specialist. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/boq-specialist/products/23186288-5c03-ee11-8f6e-00224814dce7 source: "CDR Compare" language: en-AU last_updated: 2026-06-26T05:21:08Z --- # Platinum Visa Credit Card — BOQ Specialist > Credit & Charge Cards from BOQ Specialist. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Credit & Charge Cards** At BOQ Specialist, we believe it's important to find the credit card that's right for you. Whether you are a doctor, dentist or vet, we have a credit card to match your personal and business needs. Everyone likes to be rewarded. That's why BOQ Specialist credit cards come with an exciting range of premium benefits. You'll find it's easier than expected to earn, enjoy and relax ## At a glance - **Purchase rate:** 13.99% - **Annual fee:** $0.00 ## Interest rates | Type | Rate | Comparison | Applies to | | --- | --- | --- | --- | | Cash advance | 13.99% | — | — | | Purchase | 13.99% | — | — | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Payment Dishonour Fee — Payable per dishonour and deducted from your card account at the time of dishonour. | Dishonour | $15.00 | | Foreign Currency Conversion Fee — Payable when you make a transaction on your card account in a currency other than Australian dollars, or you make a transaction on your card account in any currency (including AUD) that is processed by the card scheme or billed by the merchant outside Australia. 1.0% of the total amount of each such transaction is payable to Visa as a currency conversion charge and the remaining 2.2% of the total amount of each such transaction is an administration fee payable to BOQ Specialist. | Purchase | 3.2% of transaction | | Duplicate and Interim Statement Fee — Per request (payable and deducted from your card account on request of a statement or copy of a statement in addition to the monthly credit card statement we give you in accordance with the Conditions of Use). | Enquiry | $10.00 | | Voucher Retrieval Fee — Payable for each voucher retrieval you request BOQ Specialist to obtain from a relevant merchant. | Event | $10.00 | | Annual Card Fee — Charged yearly · Zero annual card fee. | Ongoing | $0.00 | ## Features - **Additional cards** — up to 9 (Split statements - need separate credit cards for business and personal purposes? No problem. We can offer multiple credit cards under one account and split your statements up to simplify life) - **Loyalty program** — Frequent Flyer Rewards (0.4 Qantas Points or 0.4 Velocity Frequent Flyer Points for every $1 spent on eligible purchases in Australia up to $3,000 and 0.2 Points for every $1 spent above $3,000 up to a capped amount of $5,000 each statement period. 0.5 Qantas Points or 0.5 Velocity Frequent Flyer Points for every $1 spent on eligible international purchases each statement period) - **Loyalty program** — Choice of rewards program (Earn Velocity Frequent Flyer points on your everyday purchases) - **Insurance included** — Travel insurance and retail item cover (Complimentary Card Purchase Cover and Buyer’s Advantage Cover included with your BOQ Specialist Platinum credit card.) - **Redeem your rewards points for travel, entertainment or merchandise to suit your preference** - **Client Service Centre - available 24 hours a day, 7 days a week** - **Digital wallet** — Apple Pay (Easy, fast and secure payments with Apple Pay) - **Visa Concierge Service - get a helping hand with travel recommendations and local event tickets Visa Front Line Access - reserve tickets to some of the best shows, concerts and sporting events. Visa Entertainment - get the hottest entertainment offers including pre-sale tickets and member promotions** - **Digital banking** (Easily access your funds using your Visa debit card, via online banking and our mobile app including BPAY and Pay Anyone functionality) - **Digital wallet** — Google Pay (Easy, fast and secure payments with Google Pay) - **Loyalty program** — Choice of rewards program (Earn Qantas rewards points on your everyday purchases) ## Eligibility - **Minimum income** — $60,000.00 p.a. (Students exempt from minimum income requirement) - **Residency status** — Resident or Citizen - **Product is generally offered to medical, dental, veterinary or accounting professions and their associates and suppliers** - **Individuals only** - **Minimum age** — 18 years ## Constraints - **Minimum limit** — $6,000.00 (Minimum Credit Limit) ## More information from BOQ Specialist - [Overview](https://www.boqspecialist.com.au/personal-banking/credit-cards) - [Terms & conditions](https://www.boqspecialist.com.au/content/dam/boq-specialist/files/products/credit-cards/terms-and-conditions/63766-BOQS-CREDIT-CARD-CONDITIONS-OF-USE.pdf) - [Eligibility](https://www.boqspecialist.com.au/about) - [Fees & pricing](https://www.boqspecialist.com.au/content/dam/boq-specialist/files/products/credit-cards/terms-and-conditions/CREDIT-CARD-KEY-FACTS-SHEET.pdf) ## Data provenance - Published by BOQ Specialist under the Consumer Data Right - Product ID: `23186288-5c03-ee11-8f6e-00224814dce7` - Last updated by the provider: 26 June 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/boq-specialist/23186288-5c03-ee11-8f6e-00224814dce7 - Provider page: https://www.cdrcompare.au/brands/boq-specialist - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000242 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/boq-specialist/products/23186288-5c03-ee11-8f6e-00224814dce7) — product data published by Australian data holders under the Consumer Data Right. 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