Platinum Visa Credit Card
At BOQ Specialist, we believe it's important to find the credit card that's right for you. Whether you are a doctor, dentist or vet, we have a credit card to match your personal and business needs. Everyone likes to be rewarded. That's why BOQ Specialist credit cards come with an exciting range of premium benefits. You'll find it's easier than expected to earn, enjoy and relax
- Purchase rate
- 13.99%
- Annual fee
- $0.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Cash advance | 13.99% | — | — |
| Purchase | 13.99% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Payment Dishonour Fee Payable per dishonour and deducted from your card account at the time of dishonour. | Dishonour | $15.00 |
| Foreign Currency Conversion Fee Payable when you make a transaction on your card account in a currency other than Australian dollars, or you make a transaction on your card account in any currency (including AUD) that is processed by the card scheme or billed by the merchant outside Australia. 1.0% of the total amount of each such transaction is payable to Visa as a currency conversion charge and the remaining 2.2% of the total amount of each such transaction is an administration fee payable to BOQ Specialist. | Purchase | 3.2% of transaction |
| Duplicate and Interim Statement Fee Per request (payable and deducted from your card account on request of a statement or copy of a statement in addition to the monthly credit card statement we give you in accordance with the Conditions of Use). | Enquiry | $10.00 |
| Voucher Retrieval Fee Payable for each voucher retrieval you request BOQ Specialist to obtain from a relevant merchant. | Event | $10.00 |
| Annual Card Fee Charged yearly · Zero annual card fee. | Ongoing | $0.00 |
Features
- Additional cards — up to 9
- Split statements - need separate credit cards for business and personal purposes? No problem. We can offer multiple credit cards under one account and split your statements up to simplify life
- Loyalty program — Frequent Flyer Rewards
- 0.4 Qantas Points or 0.4 Velocity Frequent Flyer Points for every $1 spent on eligible purchases in Australia up to $3,000 and 0.2 Points for every $1 spent above $3,000 up to a capped amount of $5,000 each statement period. 0.5 Qantas Points or 0.5 Velocity Frequent Flyer Points for every $1 spent on eligible international purchases each statement period
- Loyalty program — Choice of rewards program
- Earn Velocity Frequent Flyer points on your everyday purchases
- Insurance included — Travel insurance and retail item cover
- Complimentary Card Purchase Cover and Buyer’s Advantage Cover included with your BOQ Specialist Platinum credit card.
- Redeem your rewards points for travel, entertainment or merchandise to suit your preference
Eligibility
- Minimum income — $60,000.00 p.a.Students exempt from minimum income requirement
- Residency status — Resident or Citizen
- Product is generally offered to medical, dental, veterinary or accounting professions and their associates and suppliers
- Individuals only
- Minimum age — 18 years
Constraints
- Minimum limit — $6,000.00Minimum Credit Limit
More Information
Published by BOQ Specialist under the Consumer Data Right · Last updated 26 June 2026 · Product ID 23186288-5c03-ee11-8f6e-00224814dce7 · View on CDR.gov.au