---
title: "Car Loan — BOQ Specialist"
description: "Personal Loans from BOQ Specialist. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/boq-specialist/products/2f186288-5c03-ee11-8f6e-00224814dce7
source: "CDR Compare"
language: en-AU
last_updated: 2026-03-16T04:50:00Z
---

# Car Loan — BOQ Specialist

> Personal Loans from BOQ Specialist. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Buying a car is all about a multitude of choices - colours, makes, models and optional extras. If a car gives you freedom of choice, why be limited to a car loan that doesn't offer the same? We offer a wide choice of tailored car loan solutions and go to great lengths to give the financing that's right for you.

## Apply

Applications are handled by the provider: [Apply at BOQ Specialist](https://www.boqspecialist.com.au/personal-banking/car-loans)

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Discharge Fee — $150 (PPSR security) $250 (property) Charged each time a security is discharged (per security) | Exit | Variable |
| Direct Debit Processing Fee — Charged for each time a direct debit is received from you | Payment | Variable |
| Break Costs — Payable if an agreement is terminated before expiration of the term of that agreement | Exit | Variable |
| Establishment Fee | Upfront | $395.00 |
| Payment Dishonour Fee — Charged each time a cheque or payment made by you is dishonoured | Dishonour | $15.00 |
| Bank Cheque Fee — Charged if sending payment via Bank Cheque (per bank cheque) | Event | $10.00 |
| Escrow Services Fee — An escrow services fee is payable at the end of each escrow agreement you make with us. | Event | Variable |
| Consent to lease Fee — Charged when a consent to registration of lease and production of Certificate of Title is required | Variation | $395.00 |
| Variation Fee — $395 - $950. Charged for any variations made to the loan that need documentation | Variation | Variable |
| SWIFT Fee — Charged if sending payment via SWIFT | Payment | $30.00 |
| Application Reassessment Fee — Charged when an application is reassessed | Variation | $250.00 |
| Settlement Cancellation Fee — Charged if a booked settlement does not proceed | Event | $150.00 |
| Substitution/Assignment/Novation Fee — $450 plus any applicable External Costs | Variation | Variable |
| Documentation or Establishment Fee — Charged for set up of the Facility | Upfront | Variable |
| Trust Deed Review — Charged when a trust deed requires review | Variation | $220.00 |
| Termination Fee — Payable if an agreement is terminated before expiration of the term of that agreement | Exit | Variable |
| Monthly Account Keeping Fee — Charged monthly | Ongoing | $25.00 |

## Features

- **Can be structured for an individual, company or trust.**
- **Available for new and used vehicles, dealer and private sale**
- **Use your BOQ Specialist credit card to purchase your car or make loan repayments and earn reward points at the same time. A 1.5% processing fee applies.**
- **Option to finance for business or private use**
- **Flexible terms of up to five years**
- **Competitive car loan interest rates.**
- **Tailored loan repayments to suit your cash-flow needs, including fixed and variable options**

## Eligibility

- **Residency status** — Resident or Citizen
- **Product is offered to medical, dental ,veterinary & accounting professionals only**
- **Minimum age** — 18 years

## More information from BOQ Specialist

- [Overview](https://www.boqspecialist.com.au/personal-banking/car-loans)
- [Terms & conditions](https://www.boqspecialist.com.au/personal-banking/car-loans)
- [Eligibility](https://www.boqspecialist.com.au/about)
- [Fees & pricing](https://www.boqspecialist.com.au/personal-banking/car-loans)

## Data provenance

- Published by BOQ Specialist under the Consumer Data Right
- Product ID: `2f186288-5c03-ee11-8f6e-00224814dce7`
- Last updated by the provider: 16 March 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/boq-specialist/2f186288-5c03-ee11-8f6e-00224814dce7
- Provider page: https://www.cdrcompare.au/brands/boq-specialist
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000242

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/boq-specialist/products/2f186288-5c03-ee11-8f6e-00224814dce7) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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