Term Deposit
Looking for a dependable yield from your income or hard earned savings? Then a BOQ Specialist fixed term deposit could be an option to consider
- Fixed rate
- 5.2%
- 12 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed Interest paid at maturity | 4.1% | TermAmount | at maturity |
| Fixed Interest paid annually | 3.5% | TermAmount | yearly |
| Fixed Interest paid annually | 3.5% | TermAmount | yearly |
| Fixed Interest paid at maturity | 5.1% | TermAmount | at maturity |
| Fixed Interest paid at maturity | 4.8% | TermAmount | at maturity |
| Fixed Interest paid annually | 4.85% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Transaction Fee Real Time Gross Settlement (RTGS) - which is a same day payment request Payable for each Real Time Gross Settlement (RTGS) transaction | Transaction | $30.00 |
| Duplicate and Interim Statement Fee Charged for each Duplicate and Interim statement issued | Enquiry | $5.00 |
| Trace Fee Charged for each request to perform a trace on any transaction type | Event | $20.00 |
| Replacement of Online Banking security credential Charged for each replacement Online Banking security credential issued | Replacement | $50.00 |
| Dishonour Fee Charged if there is insufficient cleared funds available to cover the value of a direct debit being processed | Dishonour | $45.00 |
| Direct Debit Fee | Payment | $0.00 |
| Transaction Fee (overnight) | Transaction |
Features
- 24/7 service with our Client Service Centre
- Flexible terms ranging from 30 days to 5 years
- Flexibility to re-invest, add extra money or withdraw at the end of the term
- Consistently competitive ongoing term deposit interest rates on new funds and rollovers
- No establishment or account keeping fees
- Digital banking
- Manage your own term deposit prior to maturity via online banking
Eligibility
- Residency status — Resident or Citizen
- Minimum age — 18 years
- Exclusively available to medical professionals and accountants
Constraints
- Opening balance — $1,000.00While we have the discretion to determine deposit size, we usually accept a minimum deposit of AUD 1,000.00
More Information
Published by BOQ Specialist under the Consumer Data Right · Last updated 6 July 2026 · Product ID 78906e88-5c03-ee11-8f6e-00224814d330 · View on CDR.gov.au