Private Access Account
The BOQ Specialist Private Access account allows you to make deposits and transfer funds at any time, requires no ongoing minimum balance and pays a competitive variable rate of interest on your entire balance. A good choice for you if you want daily access to your funds and you prefer a variable interest rate.
- Base rate
- 3.25%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Interest paid monthly | 3.25% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Overdrawn Account Fee Charged if we honour a transaction that overdraws your account | Event | $15.00 |
| Optional Overdraft Facility Application Fee If your Overdraft is approved and established, the Application Fee will be debited from your Account | Upfront | $0.00 |
| Direct Debit Fee | Payment | $0.00 |
| Bank Cheque Fee Charged for issuing a bank cheque | Event | $10.00 |
| Duplicate and Interim Statement Fee Charged for each Duplicate and Interim statement issued | Enquiry | $5.00 |
| Replacement of Online Banking security credential Charged for each replacement Online Banking security credential issued | Replacement | $50.00 |
| Transaction Fee Real Time Gross Settlement (RTGS) - which is a same day payment request Payable for each Real Time Gross Settlement (RTGS) transaction |
Features
- Bill payment (BPAY) — BPAY and Pay Anyone
- Easily access your funds via online banking and our mobile app including BPAY and Pay Anyone functionality
- Digital banking
- Easily access your funds via online banking and our mobile app including BPAY and Pay Anyone functionality
- No minimum balance requirements
- A savings account with funds available on demand
- Competitive interest rate on credit balances
- No monthly account keeping fees
- Interest calculated daily and paid monthly
Eligibility
- Exclusively available to medical professionals and accountants
- Minimum age — 18 years
- Residency status — Resident or Citizen
Constraints
- Opening balance — $10,000.00While we have the discretion to determine deposit size, we usually accept a minimum deposit of AUD 10,000.00
More Information
Published by BOQ Specialist under the Consumer Data Right · Last updated 2 June 2026 · Product ID 81906e88-5c03-ee11-8f6e-00224814d330 · View on CDR.gov.au · View Source Data (JSON)