Basic Home Loan
Home LoansData Sharing Status
The Basic Home Loan offers a low competitive interest rate, an optional One Account to support your everyday banking needs and a redraw facility to manage surplus funds.
- From (owner occupied)
- 8.02%
- 8.2% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.02% | 8.2% | LVR ≤90% |
Owner occupied — Interest only
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.78% | 8.96% | LVR ≤90% |
Investment — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 8.09% | 8.27% | LVR ≤90% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly fee Charged monthly · Waived when a transactional account is opened and used as the primary account debited for repayment. | Ongoing | $10.00 |
Features
- You can also benefit from an optional transactional account. Our One Account helps to manage your everyday banking, which features a favourable interest rate on credit balances in your account
- Choose between a variable or a fixed rate home loan
- Redraw facility
- Access to a redraw facility to help manage surplus funds (fees may apply)
- 24/7 service with our Client Service Centre
- Borrow up to 90% LVR with no LMI
Eligibility
- Residency status — Resident or Citizen
- Product is offered to medical, dental ,veterinary & accounting professionals only
- Minimum age — 18 years
Constraints
- Minimum LVR — 0%Minimum LVR
- Maximum LVR — 90%Maximum LVR
More Information
Published by BOQ Specialist under the Consumer Data Right · Last updated 7 May 2026 · Product ID 8a906e88-5c03-ee11-8f6e-00224814d330 · View on CDR.gov.au · View Source Data (JSON)