---
title: "Basic Home Loan — BOQ Specialist"
description: "Home Loans from BOQ Specialist. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/boq-specialist/products/8a906e88-5c03-ee11-8f6e-00224814d330
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-07T01:28:53Z
---

# Basic Home Loan — BOQ Specialist

> Home Loans from BOQ Specialist. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

The Basic Home Loan offers a low competitive interest rate, an optional One Account to support your everyday banking needs and a redraw facility to manage surplus funds.

## At a glance

- **From (owner occupied):** 8.02% (8.2% comparison)

## Apply

Applications are handled by the provider: [Apply at BOQ Specialist](https://www.boqspecialist.com.au/contact)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 8.02% | 8.2% | LVR ≤90% |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 8.78% | 8.96% | LVR ≤90% |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 8.09% | 8.27% | LVR ≤90% |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 8.8% | 8.98% | LVR ≤90% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Monthly fee — Charged monthly · Waived when a transactional account is opened and used as the primary account debited for repayment. | Ongoing | $10.00 |

## Features

- **You can also benefit from an optional transactional account. Our One Account helps to manage your everyday banking, which features a favourable interest rate on credit balances in your account**
- **Choose between a variable or a fixed rate home loan**
- **Redraw facility** (Access to a redraw facility to help manage surplus funds (fees may apply))
- **24/7 service with our Client Service Centre**
- **Borrow up to 90% LVR with no LMI**

## Eligibility

- **Residency status** — Resident or Citizen
- **Product is offered to medical, dental ,veterinary & accounting professionals only**
- **Minimum age** — 18 years

## Constraints

- **Minimum LVR** — 0% (Minimum LVR)
- **Maximum LVR** — 90% (Maximum LVR)

## More information from BOQ Specialist

- [Overview](https://www.boqspecialist.com.au/personal-banking/home-loans/basic-homeloan)
- [Terms & conditions](https://www.boqspecialist.com.au/personal-banking/home-loans/basic-homeloan)
- [Eligibility](https://www.boqspecialist.com.au/about)
- [Fees & pricing](https://www.boqspecialist.com.au/personal-banking/home-loans/basic-homeloan)

## Data provenance

- Published by BOQ Specialist under the Consumer Data Right
- Product ID: `8a906e88-5c03-ee11-8f6e-00224814d330`
- Last updated by the provider: 7 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/boq-specialist/8a906e88-5c03-ee11-8f6e-00224814d330
- Provider page: https://www.cdrcompare.au/brands/boq-specialist
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000242

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/boq-specialist/products/8a906e88-5c03-ee11-8f6e-00224814d330) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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