---
title: "Home Loan Banking Package — BOQ Specialist"
description: "Home Loans from BOQ Specialist. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/boq-specialist/products/8b906e88-5c03-ee11-8f6e-00224814d330
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-07T01:28:59Z
---

# Home Loan Banking Package — BOQ Specialist

> Home Loans from BOQ Specialist. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

More than just a home loan, the package allows you to manage your finances in one place with the help of a dedicated financial specialist. It combines a home loan with a credit card and an everyday bank account

## At a glance

- **From (owner occupied):** 9.62% (10.09% comparison)

## Apply

Applications are handled by the provider: [Apply at BOQ Specialist](https://www.boqspecialist.com.au/contact)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 9.62% | 10.09% | LVR ≤90% |

### Owner occupied — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 10.16% | 10.65% | LVR ≤90% |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 10.27% | 10.76% | LVR ≤90% |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 10.65% | 11.14% | LVR ≤90% |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Annual Fee — Charged yearly | Ongoing | $495.00 |

## Features

- **Choose between a variable or a fixed rate home loan**
- **Up to 5 loans in the one package, to easily manage your finances in one location**
- **Everyday banking with the One Account, featuring a favourable interest rate on credit balances in your account, and an optional overdraft should you need it**
- **Borrow up to 90% LVR with no LMI**
- **Individuals, Companies and Trusts**
- **A Platinum credit card that comes with premium rewards and benefits**
- **Optional offset transaction account with the variable rate home loan to reduce interest payments**

## Eligibility

- **Minimum age** — 18 years
- **Product is offered to medical, dental ,veterinary & accounting professionals only**
- **Residency status** — Resident or Citizen

## Constraints

- **Minimum LVR** — 0% (Minimum LVR)
- **Maximum LVR** — 90% (Maximum LVR)

## More information from BOQ Specialist

- [Overview](https://www.boqspecialist.com.au/personal-banking/home-loans/banking-package-homeloan)
- [Terms & conditions](https://www.boqspecialist.com.au/content/dam/boq-specialist/files/products/home-loans/BOQS001099-Home-loan-banking-package-terms-and-conditions-.pdf)
- [Eligibility](https://www.boqspecialist.com.au/about)
- [Fees & pricing](https://www.boqspecialist.com.au/content/dam/boq-specialist/files/products/home-loans/BOQS001099-Home-loan-banking-package-terms-and-conditions-.pdf)

## Data provenance

- Published by BOQ Specialist under the Consumer Data Right
- Product ID: `8b906e88-5c03-ee11-8f6e-00224814d330`
- Last updated by the provider: 7 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/boq-specialist/8b906e88-5c03-ee11-8f6e-00224814d330
- Provider page: https://www.cdrcompare.au/brands/boq-specialist
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000242

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/boq-specialist/products/8b906e88-5c03-ee11-8f6e-00224814d330) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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