---
title: "BOQS Market Rate Loan — BOQ Specialist"
description: "Business Loans from BOQ Specialist. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/boq-specialist/products/bb2579cd-508e-ee11-be36-000d3a79efd0
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-04T04:47:48Z
---

# BOQS Market Rate Loan — BOQ Specialist

> Business Loans from BOQ Specialist. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Business Loans · Negotiable rates**

BOQS Market Rate Loan - This product is currently being trialled with select business customers only

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Upfront Document Fee — 0.75% of the approved limit applies (minimum $750) | Upfront | 0.75% of balance |
| Settlement Fee — Payable for completing settlement of your facility | Upfront | $150.00 |
| Undrawn Loan Fee — Charged on the daily undrawn facility limit in arrears on a frequency agreed with us | Other | $0.00 |
| Break Cost Fee — The amount is calculated in accordance with your Facility Agreement | Variation | Variable |
| Special Attendance Fee — Charged if you require any special attendance | Event | $450.00 |
| Bank Cheque Fee — Charged if sending payment via bank cheque | Event | $25.00 |
| Construction Loan Fee - Contract Builder — Allows up to 4 drawings, with each additional drawing $100 | Upfront | $250.00 |
| Line Fee — Charged monthly · Charged on the facility limit either in Advance or Arrears | Ongoing | $0.00 |
| Security Release Fee — Payable when we agree (at your request) to discharge a security | Exit | $250.00 |
| Construction Loan Fee - Owner Builder — Allows up to 4 drawings, with each additional drawing $100 | Upfront | $500.00 |
| Switching Fee — This fee is payable when switching facility types or changing interest periods | Variation | $300.00 |
| Trust Deed Review — Charged when a trust deed requires review | Variation | $220.00 |
| Consent to Lease — Charged when a consent to registration of lease and production of Certificate of Title is required | Variation | $450.00 |
| Variation Fee — Charged for any variations made to the loan that need documentation | Variation | $395.00 |
| Additional Security Fee — Payable when more than one security is required by BOQ | Variation | $150.00 |
| Substitution of Security Fee — Payable is we agree to substitution of a security for another security | Variation | $300.00 |
| Loan Service Fee — Charged monthly · A monthly account keeping fee for the provision and maintenance of the facility | Ongoing | $50.00 |
| Information Fee — Charged each time you request us to provide information about your facility including statements | Enquiry | $80.00 |
| Break Cost Administration Fee — Charged in accordance with your Facility Agreement | Event | $250.00 |

## Features

- **Interest rate options and loan terms:  Variable - 1,2, 3 and 6 months; Interest Capitalised Variable - 1,2 and 3 months;Fixed - 1,2,3,4 and 5 years; Interest Prepaid - 1 year**
- **Scheduled Principal Reductions, Progress Draw and Redraw are offered on Variable Market Rate Loans and Interest Capitalised Variable Market Rate Loans.**
- **Interest payment options and loan terms : Variable: 1,2,3 and 6 months in arrears; Interest Capitalised Variable : 1, 2 and 3 months in arrears;Fixed - Monthly in arrears; Interest Prepaid - Yearly in advance. Interest rates for the Market Rate Loan are available by contacting BOQ Specialist.**
- **Interest rates are set daily for each facility type and each interest period.**
- **Choose a loan that suits your cash flow and business requirements.  Variable Market Rate Loan Interest Capitalised Variable Market Rate Loan Fixed Market Rate Loan Interest Prepaid Market Rate Loan**
- **Accepted security includes residential property, commercial property, business assets, directors' guarantee, fixed and floating company charge.**

## Eligibility

- **Business customers**

## Constraints

- **Minimum limit** — $50,000.00

## Data provenance

- Published by BOQ Specialist under the Consumer Data Right
- Product ID: `bb2579cd-508e-ee11-be36-000d3a79efd0`
- Last updated by the provider: 4 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/boq-specialist/bb2579cd-508e-ee11-be36-000d3a79efd0
- Provider page: https://www.cdrcompare.au/brands/boq-specialist
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000242

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/boq-specialist/products/bb2579cd-508e-ee11-be36-000d3a79efd0) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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