Bonus Saver Account
This is a special purpose savings account created to enable you to earn extra interest if you do not withdraw funds. Funds are available at call. You can use Internet on the account.
- Base rate
- 0.05%
- Bonus rate
- 4.5%
- conditions apply
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable May be applicable if your account becomes overdrawn | 11.96% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Balance $10,001 or more | 0.05% | S23 T3 | monthly |
| Bonus | 4.5% | — | monthly |
| Variable Balance $500 to $10,000 | 0.05% | S23 T2 | monthly |
| Variable Balance $0 to $499 | 0.05% | S23 T1 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Additional Statement Fee $1.50 per page. Payable if and when you request an additional statement. | Event | $5.00 |
| Dormant Accounts fee After 3 years an account is classed as dormant if no Member transactions occur. Interest, fees and government charges are not classed as transactions. | Event | $10.00 |
| Document Retrieval Fee Minimum $22.77 per hour retrieval fee and minimum $30 per hour administrative fee. Payable on request for documents to be retrieved | Event | $0.00 |
| Third Party Costs At Cost. Any costs charged to us from a third party will be passed on to you. Information on these costs is available on request. | Event | $0.00 |
| Default Notice Fee Payable if and when we send you a default notice for an overdrawn account where an arrears remains unremedied after we have sent you an arrears letter | Event | $21.50 |
| Counter Cash withdrawal fee up to $24,999 First 3 free if part of Reduced Fees program | Transaction |
Features
- Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.
- Digital banking
- Internet banking, You can check your account details or make transfers anytime or anywhere using our online with Internet Banking – service is free.
- PayID
- Mobile Number. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.
- Bonus Interest Rate available. Minimum of $100 to be deposited each month in order to achieve bonus interest. If a withdrawal is made in a month then no bonus interest will be paid.
- PayID
- Email Address. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.
- Real-time payments (NPP)
- NPP allows participating banks and financial institutions to process, clear and settle Osko® Fast Payments (which are payments made and received in near real-time) and NPP Quick Payments.
Eligibility
- Bonus Saver Account is only available to Australian Customs and Border Protection Services and Australian Quarantine Inspection Services (Core Members)
- Minimum age — 18 years
- Residency status — Australian Citizen
- Individuals onlyIndividuals
- Residency status — Australian Residents
More Information
Published by Border Bank under the Consumer Data Right · Last updated 1 June 2026 · Product ID 2f774fe3-962f-4120-bd75-7f2996e6127f · View on CDR.gov.au