Term Deposit
Bank of Border Bank Investment Accounts are designed to make your money work as hard for you as you worked to get it. With terms of 3, 4, 5, 6, 7, 9, 12, 36, 48 and 60 months – interest paid at maturity, 6 months or every month – a Border Bank Term Deposit is as flexible as you require it to be.
- Fixed rate
- 5.1%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed Balance $10,000 or more - I10 Interest Paid Every Month | 5.05% | I10 9M | monthly |
| Fixed Balance $20,000 or more - I60 Interest Paid at Maturity | 1.4% | I60 | at maturity |
| Fixed Balance $10,000 or more - I25 Interest Paid at Maturity | 4.85% | I25 | at maturity |
| Fixed Balance $10,000 or more - I12 Interest Paid at Maturity | 5% | I12 | at maturity |
| Fixed Balance $10,000 or more - I53 Interest Paid Every Month | 4.15% | I53 | monthly |
| Fixed Balance $1,000 to $9,999 - I2 Interest Paid Every Month | 4.25% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Penalty Interest Reduced rate for early redemption is 0.10% p.a. | Event | 0.1% of transaction |
Features
- Phone Banking. You can check your account details online with Internet Banking – the service is free.
- Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.
- Digital banking
- Internet Banking. You can check your account details online with Internet Banking – the service is free.
- Resist temptation to dip into funds by locking funds away
Eligibility
- Residency status — Australian Citizens
- Residency status — Australian Residents
More Information
Published by Border Bank under the Consumer Data Right · Last updated 26 May 2026 · Product ID 797f3952-486a-4683-9bcc-462ad80599fd · View on CDR.gov.au