--- title: "Term Deposit — Border Bank" description: "Term Deposits from Border Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/border-bank/products/797f3952-486a-4683-9bcc-462ad80599fd source: "CDR Compare" language: en-AU last_updated: 2026-07-30T22:53:44.037Z --- # Term Deposit — Border Bank > Term Deposits from Border Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Term Deposits** Bank of Border Bank Investment Accounts are designed to make your money work as hard for you as you worked to get it. With terms of 3, 4, 5, 6, 7, 9, 12, 36, 48 and 60 months – interest paid at maturity, 6 months or every month – a Border Bank Term Deposit is as flexible as you require it to be. ## At a glance - **Fixed rate:** 5.25% (9 months) ## Apply Applications are handled by the provider: [Apply at Border Bank](https://www.borderbank.com.au/term-deposits) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Fixed · 9 months (Balance $10,000 or more - I10 Interest Paid Every Month) | 5.2% | I10 9M | monthly | | Fixed · 2 months (Balance $20,000 or more - I60 Interest Paid at Maturity) | 1.4% | I60 | at maturity | | Fixed · 6 months (Balance $10,000 or more - I25 Interest Paid at Maturity) | 4.85% | I25 | at maturity | | Fixed · 1 year (Balance $10,000 or more - I12 Interest Paid at Maturity) | 5% | I12 | at maturity | | Fixed · 3 years (Balance $10,000 or more - I53 Interest Paid Every Month) | 4.15% | I53 | monthly | | Fixed · 3 months (Balance $1,000 to $9,999 - I2 Interest Paid Every Month) | 4.25% | I2 | monthly | | Fixed · 30 months (Balance $20,000 or more - I63 Interest Paid Monthly) | 1.1% | I63 | monthly | | Fixed · 1 year (Balance $10,000 or more - I24 Interest Paid Every Month) | 4.95% | I24 | monthly | | Fixed · 4 years (Balance $10,000 or more - I32 Interest Paid Every 6 Months) | 4.2% | I32 | every 6 months | | Fixed · 3 years (Balance $10,000 or more - I31 Interest Paid Every 6 Months) | 4.2% | I31 | every 6 months | | Fixed · 3 months (Balance $10,000 or more - I5 Interest Paid at Maturity) | 4.3% | I5 3M | at maturity | | Fixed · 6 months (Balance $10,000 or more - I10 Interest Paid Every Month) | 4.8% | I10 6M | monthly | | Fixed · 2 years (Balance $10,000 or more - I29 Interest Paid Every 6 months) | 4.6% | I29 | every 6 months | | Fixed · 3 months (Balance $10,000 or more - I3 Interest Paid Every Month) | 4.25% | I3 | monthly | | Fixed · 5 years (Balance $10,000 or more - I33 Interest Paid Every 6 Months) | 4.2% | I33 | every 6 months | | Fixed · 5 years (Balance $10,000 or more - I55 Interest Paid Every Month) | 4.15% | I55 | monthly | | Fixed · 3 months (Balance $1,000 to $9,999 - I1 Interest Paid at Maturity) | 4.3% | I1 | at maturity | | Fixed · 2 years (Balance $10,000 or more - I52 Interest Paid Every Month) | 4.55% | I52 | monthly | | Fixed · 7 months (Balance $10,000 or more - I5 Interest Paid at Maturity) | 4.65% | I5 7M | at maturity | | Fixed · 4 months (Balance $10,000 or more - I5 Interest Paid at Maturity) | 5.1% | I5 4M | at maturity | | Fixed · 9 months (Balance $10,000 or more - I5 Interest Paid at Maturity) | 5.25% | I5 9M | at maturity | | Fixed · 4 years (Balance $10,000 or more - I54 Interest Paid Every Month) | 4.15% | I54 | monthly | | Fixed · 5 months (Balance $10,000 or more - I5 Interest Paid at Maturity) | 4.3% | I5 5M | at maturity | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Penalty Interest — Reduced rate for early redemption is 0.10% p.a. | Event | 0.1% of transaction | ## Features - **Phone Banking. You can check your account details online with Internet Banking – the service is free.** - **Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.** - **Digital banking** (Internet Banking. You can check your account details online with Internet Banking – the service is free.) - **Resist temptation to dip into funds by locking funds away** ## Eligibility - **Residency status** — Australian Citizens - **Residency status** — Australian Residents ## More information from Border Bank - [Overview](https://www.borderbank.com.au/term-deposits) - [Terms & conditions](https://www.borderbank.com.au/wp-content/uploads/2023/07/financial_services_guide_BB.pdf) - [Eligibility](https://cdn.mediavalet.com/aunsw/policebank/Mor6mCNED0CrnOaF1uQUGg/45OAVM7p70iVvD-vo3IgVQ/Original/BBSTD_Standard-Term-Deposit-TMD.pdf) - [Fees & pricing](https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf) ## Data provenance - Published by Border Bank under the Consumer Data Right - Product ID: `797f3952-486a-4683-9bcc-462ad80599fd` - Last updated by the provider: 30 July 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/border-bank/797f3952-486a-4683-9bcc-462ad80599fd - Provider page: https://www.cdrcompare.au/brands/border-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000392 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/border-bank/products/797f3952-486a-4683-9bcc-462ad80599fd) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)