---
title: "S70 Mortgage Offset Account — Broken Hill Bank"
description: "Transaction & Savings Accounts from Broken Hill Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/broken-hill-bank/products/22
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-29T04:00:17.1135752Z
---

# S70 Mortgage Offset Account — Broken Hill Bank

> Transaction & Savings Accounts from Broken Hill Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

A Mortgage Offset Facility Allows You To Accumulate Savings In A Specific Savings Account And Use That Account Balance To Reduce Interest On Your Home Loan.

## Apply

Applications are handled by the provider: [Apply at Broken Hill Bank](https://brokenhill.apply-online.com.au/#/70024325-a0b9-4e2a-b1e8-6ada454dab55)

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Dormant Acount Fee | Event | $10.00 |
| Periodical Payment Rejection | Event | $15.00 |
| Periodical Payment Alteration | Event | $5.00 |
| Periodical Payment Fee | Transaction | $0.00 |
| Statement Copy Fee (> 12 Months) | Event | $5.00 |
| IPEX / Swift Payment Fee | Event | $35.00 |
| Swift Payment Deposit | Event | $35.00 |
| Electronic Funds Transfer Fee | Transaction | $0.00 |
| Miscellaneous Service Fee | Event | $35.00 |
| Member Cheque Withdrawal — Discount −100% of fee — Only customers older than a minimum age receive the discount (eligibility: Minimum age: 70) | Transaction | $0.00 |
| Direct Debit — Discount −100% of fee — Only customers older than a minimum age receive the discount (eligibility: Minimum age: 70) | Transaction | $0.00 |
| Over The Counter External Transfer Fee | Event | $9.00 |
| BPay Transaction Fee — Discount −100% of fee — Only customers older than a minimum age receive the discount (eligibility: Minimum age: 70) | Transaction | $0.00 |
| Faxed Statement/Transfer Fees | Event | $10.00 |
| Account Combination Fee | Event | $15.00 |
| Staff Assisted Internet Banking Transaction | Event | $5.00 |
| Dishonour Fee | Event | $0.00 |

## Features

- **Digital banking** (24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone)
- **Digital wallet** — ApplePay, GooglePay And SamsungPay (Secure Contactless Payments, With ApplePay, GooglePay And SamsungPay, With Your Phone)
- **Loyalty program** — "Relationship Rewards" ("Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking)
- **Real-time payments (NPP)** ("New Payments Platform (NPP)" - Making Payments Faster And Simpler)
- **PayID** ("PayID" - An Alternative Way To Make Payments Instead Of Remembering Account Numbers)
- **Reduce The Interest On Your Home Loan**
- **No Monthly Account Keeping Fees**
- **Unlimited transactions** ("Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking)

## Eligibility

- **Minimum age** — 18 years
- **Subject To Eligibility For Credit Via Loan Application Assessment	**
- **Residency status** — Australian Citizens Or Permanent Residents (Residents Of Australia Are Eligible)

## Constraints

- **Minimum balance** — $5,000.00 (The Mortgage Offset Savings Account Does Not Earn Interest, Instead An 'Offset Figure' Is Calculated On Balances And This Is Used To Reduce Interest Payable On The Loan.)

## More information from Broken Hill Bank

- [Overview](https://brokenhill.bank/home-loan)
- [Fees & pricing](https://brokenhill.bank/home-loan)

## Data provenance

- Published by Broken Hill Bank under the Consumer Data Right
- Product ID: `22`
- Last updated by the provider: 29 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/broken-hill-bank/22
- Provider page: https://www.cdrcompare.au/brands/broken-hill-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000114

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/broken-hill-bank/products/22) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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