L70 Mortgage Offset Home Loan
Home LoansData Sharing Status
A Mortgage Offset Facility Allows You To Accumulate Savings In A Specific Savings Account And Use That Account Balance To Reduce Interest On Your Home Loan.
- From
- 8.2%
- 8.25% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Reference Rate Provided And Subject To Assessment Of Application For Credit, With Interest Rate Being Offered Upon Approval | 8.2% | 8.25% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Redraw Processing Fee | Transaction | $35.00 |
| Discharge Of Mortgage Fee | Event | $500.52 |
| Lenders Mortgage Insurance | Upfront | $0.00 |
| Enforcement Collection Cost | Event | $0.00 |
| Valuation Fee | Upfront | $0.00 |
| Solicitors Fee | Upfront | $0.00 |
| Registration Fee | Upfront | $0.00 |
| Agents Fee | Upfront | $0.00 |
| Credit Report Fee | Upfront | $20.00 |
Features
- Digital banking
- 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone
- Extra repayments
- Loyalty program — "Relationship Rewards"
- "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking
- Offset account
- No Monthly Account Keeping Fees
- No Loan Service Fees
- No Penalties For Early Payouts
- Redraw facility
Eligibility
- Minimum age — 18 years
- Subject To Eligibility For Credit Via Loan Application Assessment
- Residency status — Australian Citizens Or Permanent ResidentsResidents Of Australia Are Eligible
Constraints
- Maximum LVR — 80%
- Maximum LVR — 95%Subject To QBE Lenders Mortgage Insurance
More Information
Published by Broken Hill Bank under the Consumer Data Right · Last updated 11 June 2026 · Product ID 28 · View on CDR.gov.au