---
title: "145 Personal Overdraft — Broken Hill Bank"
description: "Overdrafts from Broken Hill Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/broken-hill-bank/products/42
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-11T04:00:17.6722147Z
---

# 145 Personal Overdraft — Broken Hill Bank

> Overdrafts from Broken Hill Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Overdrafts**

Enjoy Financial Flexibility With A Personal Overdraft, Available At A Great Interest Rate.

## At a glance

- **From:** 10.2% (Variable)

## Apply

Applications are handled by the provider: [Apply at Broken Hill Bank](https://brokenhill.apply-online.com.au/#/5765aa94-7394-4de0-ba47-4516a30049c7)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 10.2% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| PPSR Registration Fee | Upfront | $17.50 |
| PPSR Alteration Fee | Event | $17.50 |
| Enforcement Collection Cost | Event | $0.00 |
| Credit Report Fee | Upfront | $20.00 |
| Enforcement Expense | Event | $0.00 |
| Overdraft Establishment Fee - Secured | Upfront | $380.00 |
| PPSR Discharge Fee | Event | $0.00 |
| PPSR Search Fee | Upfront | $7.50 |
| Contract Variation Fee | Event | $150.00 |
| Credit Bureau Default Listing | Event | $75.00 |
| Debt Agreement Fee | Event | $150.00 |
| Overdraft Account Keeping Fee — Charged monthly | Ongoing | $7.00 |
| Dishonour Fee | Event | $0.00 |
| Overdraft Establishment Fee - Unsecured | Upfront | $355.00 |

## Features

- **Additional cards**
- **Bill payment (BPAY)** — NPP, PayID, Osko And BPAY (Pay Bills In Branch Or Via Your Digital Services Using NPP, PayID, Osko And BPAY)
- **Card access** — VISA Debit Card (Linked To A VISA Debit Card, With PayWave)
- **Digital banking** (24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone)
- **Digital wallet** — ApplePay, GooglePay And SamsungPay (Secure Contactless Payments, With ApplePay, GooglePay And SamsungPay, With Your Phone)
- **Extra repayments**
- **Loyalty program** — "Relationship Rewards" ("Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking)
- **Real-time payments (NPP)** ("New Payments Platform (NPP)" - Making Payments Faster And Simpler)
- **PayID** ("PayID" - An Alternative Way To Make Payments Instead Of Remembering Account Numbers)
- **No Penalties For Early Payouts**
- **Overdraft available** (The Flexibility Of A Personal Overdraft At A Great Rate)
- **Unlimited transactions** ("Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking)

## Eligibility

- **Minimum age** — 18 years
- **Subject To Eligibility For Credit Via Loan Application Assessment**
- **Residency status** — Australian Citizens Or Permanent Residents (Residents Of Australia Are Eligible)

## Constraints

- **Maximum limit** — $25,000.00
- **Minimum limit** — $2,000.00

## More information from Broken Hill Bank

- [Overview](https://brokenhill.bank/personal-loans)
- [Fees & pricing](https://brokenhill.bank/personal-loans)

## Data provenance

- Published by Broken Hill Bank under the Consumer Data Right
- Product ID: `42`
- Last updated by the provider: 11 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/broken-hill-bank/42
- Provider page: https://www.cdrcompare.au/brands/broken-hill-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000114

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/broken-hill-bank/products/42) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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