145 Personal Overdraft
OverdraftsData Sharing Status
Enjoy Financial Flexibility With A Personal Overdraft, Available At A Great Interest Rate.
- From
- 10.2%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 10.2% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| PPSR Registration Fee | Upfront | $17.50 |
| PPSR Alteration Fee | Event | $17.50 |
| Enforcement Collection Cost | Event | $0.00 |
| Credit Report Fee | Upfront | $20.00 |
| Enforcement Expense | Event | $0.00 |
| Overdraft Establishment Fee - Secured | Upfront | $380.00 |
| PPSR Discharge Fee | Event | $0.00 |
| PPSR Search Fee | Upfront | $7.50 |
| Contract Variation Fee | Event | $150.00 |
Features
- Additional cards
- Bill payment (BPAY) — NPP, PayID, Osko And BPAY
- Pay Bills In Branch Or Via Your Digital Services Using NPP, PayID, Osko And BPAY
- Card access — VISA Debit Card
- Linked To A VISA Debit Card, With PayWave
- Digital banking
- 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone
- Digital wallet — ApplePay, GooglePay And SamsungPay
- Secure Contactless Payments, With ApplePay, GooglePay And SamsungPay, With Your Phone
- Extra repayments
- Loyalty program — "Relationship Rewards"
Eligibility
- Minimum age — 18 years
- Subject To Eligibility For Credit Via Loan Application Assessment
- Residency status — Australian Citizens Or Permanent ResidentsResidents Of Australia Are Eligible
Constraints
- Maximum limit — $25,000.00
- Minimum limit — $2,000.00
More Information
Published by Broken Hill Bank under the Consumer Data Right · Last updated 11 June 2026 · Product ID 42 · View on CDR.gov.au